ady1:
if you dont try youll never know will you,i could carry on for the next 30 yrs as a company driver earning £7.00 p.h,or i could take a RISK[your words] and succeed or maybe fail,i believe i will succeed,by hard graft,but if i dont its not the end of the world[15 k to a lot] is,im lucky or maybe unlucky in that my parents died and left me a property that was worth a lot of money,£15 k is not to be sniffed at,but it never was my money in a sense,its wouldnt make a massive dent in what ive been left.
my own money would not get touched,just a perportion of what i was left.
that alternative is buy a new kitchen,car etc,etc,its a risk that could turn £15k into ziltch,but eventually,that car,kitchen,holiday will be worth ziltch,if it was my savings ,id think twice,its not ,its not putting my house etc at risk ,so if i could,which i cant,id go for it,i dontb want regrets,and there are folks out there whove succeded though hard graft,hopefully ill be one of them
I will forget the naive comment, and I will continue this thread as it may help others decide.
You have 15k to spare ady, you may have more and to be honest it was my thought when I was offered a similar deal. I didn’t have any money, so my thinking was if I start with nothing and lose it all it cannot be all bad. That was a longtime before Seasick Steve. Another reason for doing it was that I had experience of the job, the company traffic office and accounts.
If you want to own your truck, there are far better ways to do it than tying yourself into a lease contract with your current employer. You already have issues about the vehicles. You have posted them often enough, you have issues about the ability of the planners to plan, you have issues about lorries running empty and wasting fuel. What makes you think things will be any different? Oh hang on, it is Ady1, we best look after him he has a GAR 
buy a unit, lease it if you like but do it on your own merits, if you are serious there are owner drivers and drivers who will try to point you in the right direction. Me. I am not bothered whether you sign your inheritance over to TSG. It would make a good read in Bullys Bar.
Ask Repton, he has done it properly and is in his early years, a truck he can afford, with a trailer that he can drop off and go onto other more profitable work if it is offered. If Britain start another war in Libya, Wards of Malton will get much busier with the Westler Hamburger contract, can you drop your Stobbie trailer and go and pull a fridge for Wards or Westlers direct. Paul can.