animal:
What they dont say is that 65% of the outgoing is because of pensioners
Now I dont begrudge them anything it at all as most have worked all there lives or been partners of those that have worked this should be a separate budget
The cap of £500 is for couples & as 1 poster pointed out it was mainly for rent & council tax but with the universal credit it will all now be given to the individual so they will have to pay rent council tax etc where as now they dont see that it as it goes straight to the respective council
The £500 is mainly for the inner london where rent is high the other problem we have is lack of social housing so those that do work cant get so are forced into private rent but now under the new government proposal if your rent is high then they wont pay all of it
They have also brought out a bed room tax so people similar to me ( ok I am working & dont claim if was on a slightly lower wage would get some help ) who family have grown up moved out & are still living in a 2/3 /4 bed house we are expected to just up & leave or pay if 1 spare room 14% if 2 spare rooms 25% of the rent this applies even if your child is at uni was also the forces but they have give an exception to this
There is in my area a lack of 1 bed properties not 2/3
There is help for people that are working used to be called Working Tax Credit but have changed there name
Pensions are not supposed to be a “benefit” - the receiver of a pension has most often paid into it after all.
Or is there a suggestion here that the over 65’s are in receipt of much housing benefits?
Everyone around here playing the No Limit game (housing benefits rather than hold’em) is pretending to be single, and has loads of kids living with them, some of them not even theirs.
As a single parent for a long time ( no I didn’t have a partner at any time living with me ) I was working part time yep I did receive some benefit only claimed for the 2 kids that I had
No it wasnt easy as not at lot of spare money available no I didnt have all the latest mod cons or large tv etc that some seem to have most of the time I didnt have a car
Ok due to me being resourceful we did have a hol apporx every 18mth
Some pensioners do get benefit ie housing /council tax depends on there income
If a pensioner gets benefits based on their income, then one that doesn’t work is going to get more than one that does.
So much for encouraging people to work… THe only income a pensioner is going to have is from their pensions themselves, and any work they do.
Sure, £50k income from owning a £1m portfolio of 5% bonds might disqualify you from getting any handouts, but surely that is the ONLY group that should be “means tested” out of the equation?
I reckon we’d all be better off with a benefit system that allowed us to take home ALL of our own money - and that was the benefit.
Eg. If you are the only worker in a household, and have at least one adult dependent among those in your household, you get a taxcode like 3000L allowing you to take home the first £600pw of your wages. Both of you go to work, it isn’t ■■■■■■■■■■ (unless you’re married! ) - Thus more jobs are freed-up by more couples going onto a single income. This also encourages people to become a co-habiting couple with all speed, instead of ‘pretending there’s never anyone else, lest their benefits be stopped’.
Just as “joining a convent” in the old days didn’t mean “having to be a virgin”, being a single mum has long since ceased meaning “being celibate” - and that glaring loophole opens the door to lots more kids by more different fathers to boot.
The thing with pensions is that they are paid to everyone over the age of retirement, regardless of how well off they are, the amount paid should be scaled based on wealth, and yes that would include all assets, also all the add ons that pensioners are automatically entitiled to such as the cold weather payments winder fuel allowence ect, should be means tested too, That would be the fairest way, to deal with pensions, the housing benefit wouldn’t be applicable to the well off living in their own property, but they should have to pay all or the majority of the council tax ,unlike at the present where it’s paid by local government funds regardless of wealth
As for the comments regarding some couples who are alleged to of worked the system to get more than they are entitled too, there will always be cheaters , but the benefits capping and wealfare reform, doesn’t seem to be affecting that element, no, it those who are on the most basic level of benefits and already struggling that are taking the hit by that vile dwarf like creature IBS , it’s targeting the wrong group of people, the single unemployed or sick or disabled males or females with no offspring they get nowt compared to the rest ,
A mate of mine had a go at one of his mates about being on the dole, because he was moaning about not being able to keep his car on the road, my mate said if your not working then why should you have a car, they should make you sell it, blah blah, but the lad give a valid point of how the ZB do you expect me to look for jobs, the job center is a ZB joke papers never have anything worthwile, and this area has zb all industry in it ,
tommy t:
The thing with pensions is that they are paid to everyone over the age of retirement, regardless of how well off they are, the amount paid should be scaled based on wealth, and yes that would include all assets, also all the add ons that pensioners are automatically entitiled to such as the cold weather payments winder fuel allowence ect, should be means tested too, That would be the fairest way, to deal with pensions, the housing benefit wouldn’t be applicable to the well off living in their own property, but they should have to pay all or the majority of the council tax ,unlike at the present where it’s paid by local government funds regardless of wealth
I think you’ll find that council tax support for pensioners is means tested, if you’ve got over £16,000 savings you will be paying normal rate council tax.
tommy t:
The thing with pensions is that they are paid to everyone over the age of retirement, regardless of how well off they are, the amount paid should be scaled based on wealth, and yes that would include all assets, also all the add ons that pensioners are automatically entitiled to such as the cold weather payments winder fuel allowence ect, should be means tested too, That would be the fairest way, to deal with pensions, the housing benefit wouldn’t be applicable to the well off living in their own property, but they should have to pay all or the majority of the council tax ,unlike at the present where it’s paid by local government funds regardless of wealth
I think you’ll find that council tax support for pensioners is means tested, if you’ve got over £16,000 savings you will be paying normal rate council tax.
If you are “hard up”, and still have £16k of savings, then you won’t have for long if you’re paying full whack for everything.
What puzzles me is how there are so many out there who are fairly well off, BECOME impoverished due to the slump, and yet still don’t seem to qualify for the handouts they are entitled to - especially when they’ve paid INTO them, unlike all the never-worked-in-their-lives scumbags who seem to be total experts on what they can get, having paid bugger-all into the system ever.
Anyone with savings between 6000 and 16000 will have any means tested benefits including council tax rebates reduced pro rata so with savings of 11000 it will be reduced by 50%
Top-tip: Despite what lefty-BBC propaganda freely tells the world (at the cost of our telly-tax and with the EU’s reliance upon our ignorance feeding their pie-fest via the mainstream political parties), the Bulg-manian influx (to include drivers!) due after Crimble will surely cane whatever 500 quid type figure IDS dishes out to EU people dossing-down in the EU’s British zone
Hang on while I put that through Google Translate…
The thing with pensions is that they are paid to everyone over the age of retirement, regardless of how well off they are, the amount paid should be scaled based on wealth, and yes that would include all assets,
One thing that is important though, where state pension is concerned, the so called well off people are generally the ones that have contributed the most over the years, so why should they now not reap some benefit out of it.
ROG:
Anyone with savings between 6000 and 16000 will have any means tested benefits including council tax rebates reduced pro rata so with savings of 11000 it will be reduced by 50%
That’s the point I was trying to make, someone said that wealthy people should have to pay council tax after retirement, but they do, in fact you don’t have to be that wealthy either, the cut off is £16,000 savings which means that a lot of working class people will continue to pay council tax when they retire.
Anyway, I don’t know why this thread has gone from discussing the benefits cap to stop people taking the ■■■■ out of the system to talking about pensioners, most of whom will have paid for everything they get.
This situation would never had come about if successive governments had the balls to remedy it by restricting the number of people being allowed to come here
At the moment it looked like there would be more people than available jobs we should have closed the gates until the situation improves
I cannot figure why a person who claims they are being put in danger in their country which is not next to ours decides that the UK is the only safe place when they need to travel through other safe countries to get here unless its because of the free benefits the UK offers
ROG:
'…This situation would never had come about if successive governments had the balls to remedy it by restricting the number of people being allowed to come here…
But it’s the sacred EU that tells us via our ■■■■■■ & sycophantic MPs what we’re allowed to want.
The essence remains that the UK had covert demands made upon it from faceless [zb’s] in Brussels for which the UK (to include it’s culture, traditions, finance and lifestyle, etc) was ill-prepared for.
Meanwhile, our naive political compliance via the Libs, Labs & Con’s continues to shoehorn us into ever-more discomfort & misery regardless, ie the Bulgarians & Romanians will invade us on 1 Jan 2014 and after only a few weeks ‘qualifying time’ (when we’ll give them 'emergency benefit, etc) they’ll then get their ‘fair-share’ of £500 per week too: At guess who’s expense
Can’t be arsed or want out
Then vote Lib/Lab/Con or want for out NOW: Simples
ROG:
Lord Alan Sugar is aged 66 and I do wonder what a multi millionair like him would say if he was asked if he needed or should have a state pension?
Of course he should be entitled to a state pension
He has paid more into the system by taxes than most
He has provided others with jobs so they too can pay taxes
Why should he not have a pension when someone who has never worked and drawn out of the system all their idle life gets one
He may not need a state pension but he is certainly entitled to it
ROG:
Lord Alan Sugar is aged 66 and I do wonder what a multi millionair like him would say if he was asked if he needed or should have a state pension?
Of course he should be entitled to a state pension
He has paid more into the system by taxes than most
He has provided others with jobs so they too can pay taxes
Why should he not have a pension when someone who has never worked and drawn out of the system all their idle life gets one
He may not need a state pension but he is certainly entitled to it
ROG:
Lord Alan Sugar is aged 66 and I do wonder what a multi millionair like him would say if he was asked if he needed or should have a state pension?
Of course he should be entitled to a state pension
He has paid more into the system by taxes than most
He has provided others with jobs so they too can pay taxes
Why should he not have a pension when someone who has never worked and drawn out of the system all their idle life gets one
He may not need a state pension but he is certainly entitled to it
Hear hear. Well said that man.
Alan Sugar started out selling radio aerials out of the back of a mini van in the 1960’s.He is a self made multi millionaire.
The whole point of a pension is that you’ve paid into it, either direcly into a private pension, or via NIC’s to get your state pension. There’s no grounds to take ANYTHING away therefore.
My wife won’t be getting a pension at retirement age, because she’s not paid enough full-stamp NICS. I’d get the married man’s pension, and that’s it. Nothing leaves a woman as skint as being divorced at retirement age, assuming they had poor representation that didn’t go for half hubby’s pension! Alternatively, you might consider not divorcing, seeing as subsequent marriages have little meaning other than more financial liabilities against a bloke’s assets… It’s more expensive than bankruptcy these days, so should be something that someone else does to you (and pays for) whilst you represent yourself come the hour in court.
A “benefit” is something I’d consider as being “money for nothing” - that nasty socialist concept of “to each according to their need”. Yeh. Strange how everyone turning up on our shores is a skint nobody rather than a well-heeled factory builder eh? Australia have got it right - send them all somewhere else like Papua New Guinea, or have the boat sink on the way in.
ROG:
Lord Alan Sugar is aged 66 and I do wonder what a multi millionair like him would say if he was asked if he needed or should have a state pension?
Of course he should be entitled to a state pension
He has paid more into the system by taxes than most
He has provided others with jobs so they too can pay taxes
Why should he not have a pension when someone who has never worked and drawn out of the system all their idle life gets one
He may not need a state pension but he is certainly entitled to it
Hear hear. Well said that man.
Alan Sugar started out selling radio aerials out of the back of a mini van in the 1960’s.He is a self made multi millionaire.
Even before that he sold boiled beetroot door to door with a wheel barrow around the East end as a teenager. He bought an old tin bath filled it with water and put an old gas burner underneath it to cook them, it was stored in his dads garage, he mentioned it on the Piers Morgan life stories programme a while ago. He also mentioned that he was entitled to cold weather payments on his Essex mansion during the winter, He said he gave all his government allowances along with an undisclosed “sizeable” donation to Great Ormond Street childrens hospital, one of his favourite charities.
) - Thus more jobs are freed-up by more couples going onto a single income. This also encourages people to become a co-habiting couple with all speed, instead of ‘pretending there’s never anyone else, lest their benefits be stopped’.
