Is what, what happens to me? 
Donât worry, she will be along to clean you up, just sit there and be calm and watch steady Eddie
weve just had the same letter!
daleyboy:
As of April our tax credits stop because we now apparently earn too much money.Also have a letter from taxman saying i owe them ÂŁ1800 because they put me on an nt tax code because i spent so much time out the UK then they changed their minds a few months later and now i owe them. Tossers
Old Sid will bemoan you now. Getting HIS tax when you arenât even in HIS country. 
oldsid:
axletramp:
Harry Monk:
oldsid:
If you hadnt indulged yourselves by having more children than you could afford to support in the first place, the taxpayer wouldnt be having to give you charity in order to provide them with what you cant provideErr, but both he and his wife are taxpayers?
Yes, this is â â â â â â â â . Oldsid has obviously forgotten the time when you paid LESS tax as the family started increasing. Nowadays you have to claim tax credits instead. Also, couples would get married at a certain time of year in order to claim a tax refund.
Why should you pay less tax to support an indulgence, its like saying an alchoholic should pay less tax as they have to support a drink habit
An alchoholic on JSA gets extra cash to pay for there addiction!!! This guy and his family work hard and you begrudge him getting something given to him.
I have two kids, I work over 60hrs EVERY week and have to live in my truck to earn that little extra. We have just had our Tax credit award halved and there is no logical resason as to why as Iâm on the same income as I was last year.
Iâm sure they just pluck a figure and say thatâll be ok for them. I pay my taxes and Iâm more then happy to take some of it back in tax credit.
If Oldsid has an issue with me taking his taxes to help feed my kids then cheers mate for the supper my babies have just had!!!
I suggest Oldsid takes a walk down the local Jobcentre and takes a look at the scroats that really should have their benefits stopped!!! 
HMRC certainly DO make mistakes. A few years ago, for some reason, they had me down aas needing to file tax returns. Anyway, after asking them why, I was told not to worry, forget about it, and theyâd update their system. This went on for a few years, until one day Iâm summonsed to court, for failing to pay my tax,to the tune of ÂŁ13k. So, off i go to court, stand in front of the judge, explain my side of the story, they give theirs, wonât admit to a mistake but Iâm adamant there is a mistake. So, having adjourned for lunch, itâs suggested by the court that I visit the tax office (upstairs from the county court in Bury St Edmunds) and get them to explain whats happened. So I did, and within 5 mins theyâd realised that yes there was a mistake, and that I actually owed them nothing.
It made for a good grovelling session from them in the court, and I walked free a few mins later. Before theyâd adjourned for lunch though, theyâd dealt with the matter of who would be paying the costs, and as they (HMRC) were adamant I was in the wrong, it had been decided I would be liable for their costs. And a month later, I had a phonecall, asking when Iâd be paying up!
So, yes they can be wrong, but they sure as hell wont admit it without a fight, and even then, theyâll still expect you to pay for the privellege of proving them wrong.
bigvern1:
Old Sid will bemoan you now. Getting HIS tax when you arenât even in HIS country.
Too right Vern good man
Reasons for tax credits being halved:-
One of your kids has turned 16
The gross household income has increased by 4-5k.
Assuming youâve got both kids under 16 therefore, you need to look at why your 60 hours paying the same as last year has resulted in HMRC considering you to be earning more overall than last year. Maybe some of your expenses have been denied, or your wife has now got a job/raise/on taxable leave? Maybe youâre getting dividends or some investment returns?
If the taxman finds out about it, it will impact on what you can claim.
Thereâs a whole stack of people out there earning between 40 & 50k who find themselves disqualified from ANY child payments, because HMRC has decided they have taxable pay over ÂŁ66k - nearly always from the company car and other perks!
They feel hard done-by as well of course.
My last year at work (2010) I was working 55-60 hours a week across a 5-6-5-6 spread, perm trunking nights. I did about ÂŁ42k for my efforts, and took home about ÂŁ28.5k after tax and insurance. Iâd been doing those hours for 22 years, and my takehome pay has been decreasing every year due to inflation vs mark time wages since 2000. More tax, More NI, Worsening OT rates, clipped hours, cancelled bonuses, numerous âtimes 'ar 'ardâ claims, and of course the âjam tomorrowâ deals that never came. If my 1999 pay scales had been projected until now, Iâd be on ÂŁ75k and my job would be of the âdead mans shoesâ variety, since Iâd obviously not have left. Back in those days, we got double time for weekends, time and a third for after 7pm, and no WTD to throw a spanner in the works during busy seasons like bank holiday weekends.
Now, all OT is paid at 1.15 rate regardless of everything and anything else. Compulsory working for those premium shifts that of course few wanted to do for 1.15 was brought in of course (Eg. New Yearâs Day), and all strikes were ineffective because deals were done that were already destroyed by inflation by the time they were implemented - It isnât hard to arrange this.
Add to that the warning that my pension contributions were going to be systemically looted from 2007 onwards, whilst what Iâd got from before then was paid up, safe & final salary paid @ 60 (as opposed to 7 years more contributions for a lot less pension if Iâd stayed!) you might understand why I took exception to being robbed by the system Iâd paid into for so long any longer.
Since I canât get another job paying the rates I was getting a year ago, itâs easier to err downwards instead, and work a 16-24 hour week, taking home ÂŁ15.5k instead. More than half the takehome pay for about a third of the hours if you work it out like this.
Times are going to be hard for normal rank-and-file workers until some catastrophe occurs which creates a shortage of labour again. These events occur perhaps twice in a century, and I woudnât be holding my breath for the next one. It probably woudnât be ethical to wish for it either, but there it is. 
Itâs been a long time since I claimed anything from the Government. The one thing you can rely on is that they will â â â â it up at some point and you will be in the â â â â .
I had a similar problem a few years ago, my pay went up substantially and we informed them, and when the same amounts kept going into the bank, we told them again and again for seven months, when the inevitable award notice came through after renewal we owed them 2.5k, so we contacted them and they said tough, I read through there own bumf they sent out with the renewal and in it there was a clause that said, âIf we (HMRC) donât act upon a change that you tell us about within 28 days then you can take your claim as being correct.â We didnât pay it back!
I donât know if this clause is still valid or relevant but it maybe worth checking out!
AS for the op having more kids than he can pay for without tax credits, then that is absolute BS, maybe oldskid wants to pay back the maternity allowance, family allowance, child benefit and the tax breaks his parents received on top of the taxes he already pays!!! Wind yer neck in son.
MADBAZ:
I had a similar problem a few years ago, my pay went up substantially and we informed them, and when the same amounts kept going into the bank, we told them again and again for seven months, when the inevitable award notice came through after renewal we owed them 2.5k, so we contacted them and they said tough, I read through there own bumf they sent out with the renewal and in it there was a clause that said, âIf we (HMRC) donât act upon a change that you tell us about within 28 days then you can take your claim as being correct.â We didnât pay it back!
I donât know if this clause is still valid or relevant but it maybe worth checking out!AS for the op having more kids than he can pay for without tax credits, then that is absolute BS, maybe oldskid wants to pay back the maternity allowance, family allowance, child benefit and the tax breaks his parents received on top of the taxes he already pays!!! Wind yer neck in son.
The benefit system is supposed to be a safety net not a piggy bank
I see the government is even seeing sense now and limiting benefits for people how have more children than they can afford and who multiply without a responsible means of supporting a large family
We were claiming the tax credits several years ago when I was self-employed, using the online form. I filled it in exactly as they asked, with exact figures. They then sent out the award notice, telling us how much we would get. After a couple of years, we got the same letter that thousands got at the time, telling us that we had been overpaid, and that we had to contact them to arrange repayment of about ÂŁ6000, from 2 years worth of overpayments! IIRC Dawn Primarolo was the Paymaster General or somesuch back then, and was being practically nailed to a cross in Parliament for the totaal and utter fiasco that she was presiding over.
We wrote several times, explaining what weâd done, and were told that it was down to us to check that we were receiving the correct amount - despite this information being harder to decipher than Quantum Theory.
We then got back from holiday to find County Court papers demanding this repayment. We then wrote back, via the court, to explain everything we had done, and copied all correspondence to them. We then received a letter back telling us that they (HMRC) accepted that the error was theirs for the first year, but that we should have spotted their error and corrected them for subsequent years!!!
The reply from the Court was that the case was being put on hold until HMRC could answer our replay, and come up with the evidence that we had deliberately defrauded them. This was in January 2007 - we still havenât had confirmation that the case is over, the last time that we spoke to the court (about 3 years ago), we were told that the case could only be shut down by HMRC, and that wouldnât happen until they had got to our case in their pile - makes you wonder why they decided to launch a case if they werenât ready to defend it?
Having said all that, the 2 organisations which were of most help were CAB, and Consumer Action Group online, both free and full of good advice. Really recommend that you give them a try.
Good luck with it!
Gary
oldsid:
I see the government is even seeing sense now and limiting benefits for people how have more children than they can afford and who multiply without a responsible means of supporting a large family
Why restart the thread?
Can i have a little extra in my wage please Oldsid as from reading this thread sounds to me that you pay a lot of peoples tax credits.
Bugger, sorry everyone, didnât twig this was another re-tread!
oldsid:
I see the government is even seeing sense now and limiting benefits for people how have more children than they can afford and who multiply without a responsible means of supporting a large family
What the government is âactuallyâ doing is continuing with the idea of low wage employment by way of a rigged labour market in which it imports goods,which âcouldâ be made here,from low wage economies,thereby exporting jobs,and it imports cheap labour for those jobs which we have.Therefore wages are being outrun by prices which is the real problem.
So we take your idea to itâs logical conclusion the only people having children will be the immigrant communities congratulations youâve wiped out your own nation or at least put itâs future generations into a minority in their own country. 
Carryfast:
oldsid:
I see the government is even seeing sense now and limiting benefits for people how have more children than they can afford and who multiply without a responsible means of supporting a large familyWhat the government is âactuallyâ doing is continuing with the idea of low wage employment by way of a rigged labour market in which it imports goods,which âcouldâ be made here,from low wage economies,thereby exporting jobs,and it imports cheap labour for those jobs which we have.Therefore wages are being outrun by prices which is the real problem.
So we take your idea to itâs logical conclusion the only people having children will be the immigrant communities congratulations youâve wiped out your own nation or at least put itâs future generations into a minority in their own country.
A lot of assuming there all I am against is the lack of forethought and irresponsibility of people who have children and dont consider the responsibilty of providing for them but expect handouts when they cant manage their finances
oldsid:
Carryfast:
oldsid:
I see the government is even seeing sense now and limiting benefits for people how have more children than they can afford and who multiply without a responsible means of supporting a large familyWhat the government is âactuallyâ doing is continuing with the idea of low wage employment by way of a rigged labour market in which it imports goods,which âcouldâ be made here,from low wage economies,thereby exporting jobs,and it imports cheap labour for those jobs which we have.Therefore wages are being outrun by prices which is the real problem.
So we take your idea to itâs logical conclusion the only people having children will be the immigrant communities congratulations youâve wiped out your own nation or at least put itâs future generations into a minority in their own country.
A lot of assuming there all I am against is the lack of forethought and irresponsibility of people who have children and dont consider the responsibilty of providing for them but expect handouts when they cant manage their finances
As weâve been told no one can expect a job to last for more than a year let alone for life anymore.There is no way that the unions have the strength to defend living standards in the brave new Thatcherite world in which we invest all the money earnât here in China (and Turkey) which they then use to put our own workers out of work at worst or in lower paid employment than would otherwise be the case at best.Therefore itâs obvious that your idea,of workers using so called foresight and responsibility,wonât work.Just as it didnât for my Grandad when he struggled to raise a family of 5 plus one who died before the age of 5 because the money earnât by the average British worker during the early 20 th century was worth about as much as living standards are heading for now with health care services to match.
However all of those children then contributed to the WW2 war effort either in our wartime factories and/or on the battle field and then at least one of them had to use the pittance earnât in one of those wartime factories,at the age of 14,to support his widowed mum when her husband died before reaching retirement age,in a world without much in the way of social security benefits nor sufficient wages to have covered any decent life insurance policies.
As Iâve said in the current economic climate many British workers have the choice between taking your advice,which locically means that there is no economic case to have any children whatsoever,or make the type of choice which my grandad made.In which he (rightly) said zb the economics and just had a family like his fellow workers did during those depression years of the 1920âs.While if he hadnât have made that (correct) choice I wouldnât have been able to be here now shooting your argument down in flames.Just as his kids did in helping to defeat Hitler.
The only difference between now and then is that,as Iâve said,itâs not Hitler now.Itâs more a case of not allowing the immigrant population to out populate our own because thereâs no way that they will give a zb about following your advice in which case they eventually form the majority and whatâs left of our own population becomes a foreign minority in itâs own country. 
oldsid:
bigvern1:
What right of it is yours, how many kids people have? FFS.He can have fifty as long as I dont have to pay for their upkeep
he is paying tax himself so how are you paying for him your an idiot i get tax credits to with no kids what you got to say to that then idiot
JJ192:
oldsid:
bigvern1:
What right of it is yours, how many kids people have? FFS.He can have fifty as long as I dont have to pay for their upkeep
he is paying tax himself so how are you paying for him your an idiot i get tax credits to with no kids what you got to say to that then idiot
Until you learn to spell properly you may not understand the long words I would need to use to explain