Wow, you can see the govenments divide and rule policy first tested under maggie is working well, working blokes in the same industry at each others throats, the bloody politicians must be loving this no wonder we’re such easy pickings.
WW my humble piece of advice is to look carefully at every outgoing you have, that Sky package is costing you about £25 cos that £17 is after tax and NI, and thats only one item.
What everyone has to bear in mind is that interest rates are going to rise at some point soon, they are artificially low because the govt won’t be able to service the increasing national debt when they do rise and fiscal calamity will follow, this is quite apart from what it will do to people already dropping behind.
I lived with 15%+ mortage interest rates before, i sincerely hope they don’t reach that level again but its not beyond the realms of possibility.
The most important thing to you is the roof over your head, so my advice to anyone is…pay as much of that bugger off if you do nothing else.
Get rid of one car if you can, and make sure the one car you have is paid for and affordable, cut every cost you can and pay as much off your house as quickly as possible to lessen the impact of the forthcoming interest rises.
Buy things only if you need them, will seond hand do? then buy second hand, less than half price washing powder at the supermarket? buy £100 quids worth, you’ll save £100+ over the next 5 years, small victories but they all add up.
A lot of the problems modern couples face IMO is that they, and young Brit women here have to take their fair share of responsibility for this too, is that they have unrealistic expectations, believing the garbage the telly churn out where everyone leads a celebrity lifestyle, sod me even the superupthemselvestars are flogging perfume now cos they’re down to the last $50mill in the account…the relevent celebs actually make me want to throw up, every bit as bad as tony wmd blair, never got enough money the greedy sods, bloody worshippers of mammon.
We can’t all be celebs on fooballers wages, we’re working class people here whether we own our nice houses or not.
My old Geordie mate had the right experession when he said the trouble is some don’t know which pot to ■■■■ in, that sums up the problem with too many people these days, (not aimed at you here WW so please take no offense this is a general comment) the have been told and actually believe they are middle class by politicians and others when they are and always will be working class.
a very wise old man told me this, 
keep the roof over your first, then have a very good bed and a very good pair of shoes! 
then you can feed yourself! 
