Driver needs urgent help

PinkLadyTrucker:
Busby is only 28

Just wait till he gets a few more years under his belt, and believes all the BS that he is told and reads

Another whipper snapper who dont know jack [zb] about REAL LIFE

Still to answer the question Rikki is asking Him

Busby, to me you are a waste of space and I so hope that YOU are subject to the very same that the Woman in the OP has been subject to by arrogant toasters like you who THINK you know it ALL, but knows Jack [zb]

How wrong you are love.
Another muppet who thinks the young uns know sod all :laughing: i have done more miles backwards yadayadayada :unamused:
If the MPs can play the system im sure joe public can do the same, not hard for a landlord to add an extra £100 onto a months rent if the tenant is on HB and not employed.
p.s. im not a toaster :confused: :open_mouth: :unamused: :laughing:

Are we sitting comfortably? Then I’ll begin…

Once upon a time I left a relationship that’d turned sour, and spent the next few months living in my truck during the week (I was a tramper) and kipping on a friend’s sofa at weekends. It was a nightmare, but for reasons I shan’t go into it was the better of two evils at the time. Fortunately my then employer were truly fabulous and allowed me to use the yard address, but had that job fallen through for some reason I would, frankly, have been screwed.

I couldn’t use the address I was staying at on weekends because the friend was a council tenant and that particular council were very hot on sub-lets etc. 2 nights a week on the sofa was allowed; using the address for driving licence etc. would have blown it for her and her two kids. All the other friends who I might have called on were either mutual friends and hence would’ve been put in an impossible position having to lie about my whereabouts to my ex, in similar positions to friend number one, or work people I didn’t want to know about my wreck of a private life. Getting a job without an address is, I know only too well, nigh on impossible - I spent a very long winter on the streets as a 16 year old and even the local market traders wouldn’t give me a start, a problem that can only be worse now so many of the traditional cash-in-hand jobs have been clamped down on and are on the cards. The “no home, no job; no job, no home” scenario is a sad but too often very accurate cliche when you’re homeless.

Yes, you could sign on as “No Fixed Abode” which would then make you able to claim Housing Benefit, but have you tried finding a bedsit that takes DSS these days, never mind in London? And that’s without coming up against the 2 week waiting period before the HB kicks in and having to find a deposit when even many of those landlords who take DSS won’t accept the Council Deposit Guarentee in lieu of cash. And all of this is assuming the poor lass concerned didn’t flee for the kind of reasons that meant she had to quit her job for fear of being found, leaving her ineligible for JSA for 6 weeks minimum anyway.

Ok, so use the car to travel. Assuming it’s running and she has money to put fuel in. And even then she’s back to the no home/job problem, it doesn’t change with geography.

Unless you’ve either been there or known someone who’s been there, you have no idea just how quickly circumstance can rip your life apart and leave you destitute. This woman has swallowed her pride and is looking for someone to help her help herself, with the emphasis on the “help herself” bit. The least we can do is show her the respect she obviously deserves, because believe me, there but for the grace of god goes every single one of us.

If the MPs can play the system im sure joe public can do the same,

Oh the niavety of youth :wink: :wink: :smiley:

bubsy06:

PinkLadyTrucker:
Busby is only 28

Just wait till he gets a few more years under his belt, and believes all the BS that he is told and reads

Another whipper snapper who dont know jack [zb] about REAL LIFE

Still to answer the question Rikki is asking Him

Busby, to me you are a waste of space and I so hope that YOU are subject to the very same that the Woman in the OP has been subject to by arrogant toasters like you who THINK you know it ALL, but knows Jack [zb]

How wrong you are love.
Another muppet who thinks the young uns know sod all :laughing: i have done more miles backwards yadayadayada :unamused:
If the MPs can play the system im sure joe public can do the same, not hard for a landlord to add an extra £100 onto a months rent if the tenant is on HB and not employed.
p.s. im not a toaster :confused: :open_mouth: :unamused: :laughing:

OK then Busby, I Bow down to your SUPIERIOR WISDOM

NOW I would LOVE to see YOU in the SAME situation as the woman in the OP

Now Go and Prove EVERYONE who knows better Wrong … Go to Social and tell them a sob story and tell them your homeless, and then come back and tell us whats happening to your case, Ok you may need to tell a few porkies, but the MP’s do it, so its fine isnt it !!!

Rikki-UK:

If the MPs can play the system im sure joe public can do the same,

Oh the niavety of youth :wink: :wink: :smiley:

Almost mate try a first :wink:
You have to be Naive to think landlords aint ripping off the goverment.

So you still think that SKY’s disconnection department isnt realy called Customer retention :question: and your local housing office is really there to get you a house, not to mitigate the councils expense by finding any excuse not to house you…
I wish I had lived in your world cos its totally different from mine.

Rikki-UK:
So you still think that SKY’s disconnection department isnt realy called Customer retention :question: and your local housing office is really there to get you a house, not to mitigate the councils expense by finding any excuse not to house you…
I wish I had lived in your world cos its totally different from mine.

I think Busby needs to do this Test, It may change his mind when he reads it, But I doubt it as his head is in his own back door

http://www.housingadviceni.org/homelessness/help-from-the-housing-executive/tests-for-homelessness/homelessness-test.html

this makes me shudder …

i was very nearly in the same situation about a year ago , my mortgage hadnt been paid and for reasons i wont go into i wasnt aware .

anyway long story short i was given 24hrs to pay the shortfall or i was being removed from my house and ended up being bailed out of trouble by family who had more important things to worry about .

my biggest concern was that im a single healthy man with no dependants so where was i going to go ?

scary thought i can tell you .

it happens believe me because i know .

SENT FROM MY LAPPY USING MY FINGER

I :slight_smile: see you too are getting irritated by the “sent with tappatalk” etc

My ex and I split in 2005 when I lived in Ireland. It was her house so off I was. All I had was a guitar and a few bags of clothes. Luckily I had a job. I lived in the car for 6 weeks. Saved for a deposit on a rented house and moved in. I was a chauffeur for a top company, so was able to shower at the hotel where we were based.
It can be done, but only if you’re working. Good luck to the girl. :sunglasses:

del949:

SENT FROM MY LAPPY USING MY FINGER

I :slight_smile: see you too are getting irritated by the “sent with tappatalk” etc

ohhh yeh … :unamused: :grimacing:

bubsy06:
You have to be Naive to think landlords aint ripping off the goverment.

Believe what you want - but the situation is dreadful with housing at present, especially for single people. Housing Benefit no longer exists for new claimants - it’s now Local Housing Allowance, to which existing Housing Benefit claimants are gradually being migrated.

Local Housing Allowance is set based on the 33rd centile rent for an area - that is, you put all the rents in order for rented properties of a certain size, then choose the figure a third of the way from the bottom. This makes two thirds of the properties in the area instantly too expensive for people on LHA. People on benefits may be able to top up their rent a little from the benefits, but benefits leave little over to put towards rent. The LHA rules only allow you a certain number of rooms according to the size of your family - indeed, if I remember the LHA rules correctly, you lose a certain amount of LHAÂ for every bedroom regarded as unnecessary.

Many of the bottom third rents will be with social landlords - councils and housing associations - but these landlords have ever growing waiting lists. Friends of mine were recently unintentionally homeless in Cambridgeshire following the loss of a job with tied accommodation. Their young daughter put them into the highest category of housing need, but they spent six months living in one room in a homelessness hostel before being offered social housing.

My friend made some freedom of information requests recently, which revealed how bad the situation was in that council area - though I’m writing from memory, I’m sure the gist of this is correct. I believe that nobody outside the top need bracket has got social housing for the first time in that council area for the past six months: the only non-top priority applicants getting housing in that area have been are existing tenants swapping with another existing tenant or, in a handful of cases, moving from one social let to another. The number of people in that top priority group on the waiting list is growing over time, so there’s next to no point bothering to bid for social housing in that area if you’re in a lower priority group.

With social housing unavailable to many, there are a huge number of people chasing the limited number of private rented properties that can be afforded on LHA. Landlords will only rent to LHA claimants if they cannot get more on the open market - and as there is a shortage of rental housing in many areas, LHA claimants never get a look-in. I believe that my friend’s council has not been able to place any homeless people in private rented property for the past six months as there are no landlords remaining who are willing to let to LHA claimants on affordable rents.

A great deal of private rented property is mortgaged, and many buy-to-let mortgages do not allow the landlord to rent to HB/LHA claimants. Indeed, landlords are sometimes precluded from renting to HB/LHA claimants by their insurance or the lease on which they hold the property. The standard requirement to pass the referencing requirements for a private let is permanent employment at a salary of 2.5 times the rent. Most people who cannot manage that will either need a guarantor (who is in permanent employment at a salary of 3 times the rent) or you will have to pay at least part of the rent for the fixed period of the tenancy in advance. Usually you have to pay the first month in advance, plus a deposit of several hundred pounds. This means putting at least £1000 down to walk through the door of a one-bedroomed flat in many areas. Selling a car may well not pay the rent for long, will do nothing to get you past the reference requirements for renting and cuts down on the options for future employment.

As people are migrated from HB to LHA, many are finding their current rent unaffordable and are having to move out. This means yet more pressure on the almost non-existent supply of affordable rented accommodation.

The reality in much of the south-east, and, indeed, in many other parts of the country, is that we are facing a housing emergency. Unless you fall into the highest category of need (which covers little more than those with children, or who are ill/disabled), councils have little obligation to do anything and often have nothing to offer you. If the subject of this thread is by herself and doesn’t have any minor children living with her, it is likely that all her council will be able to offer her is advice and sympathy, not housing.

Going to another area where rents are cheaper will not help, as councils have no housing obligation towards you unless you have a genuine connection to the area. Indeed, councils will investigate the circumstances in which you became homeless, as they have no housing obligation to the intentionally homeless. It can be very hard indeed for those escaping relationship breakdown or abuse to prove they are unintentionally homeless.

Others have eloquently outlined the issues with claiming benefits without a permanent address. Despite the exceptions the papers drag up (and often misrepresent), it is not easy to get by on benefits and jobs are still difficult to come by. I hope that people are able to offer the subject of this thread some practical help towards employment, so that she can get herself back on her feet. Homelessness could happen to any of us - it would have happened to me when my health collapsed unexpectedly were it not for my parents.

But I read in the Sun (other tabloids are available) that anyone can get a mansion off the council… :wink:

Rikki-UK:
But I read in the Sun (other tabloids are available) that anyone can get a mansion off the council… :wink:

Can I have Buck House and paint it Pink before I move in lol :laughing:

Rikki-UK:
But I read in the Sun (other tabloids are available) that anyone can get a mansion off the council… :wink:

Only if you have Fridays off and have a dodgy metal hand :stuck_out_tongue:

i think the examples given earlier were dug out of the Daily Mail.

I cannot afford my internet so I am subletting it to my neighbours, that way I get free internet and a phone line.

relating to the lack of social housing, it was announced last week that our beloved PM is considering raising the discount available to “right to buy” tenants from 50% of the property value to 75%.
in simple language if you live in a council house valued at 100k, you will be able to buy it for 25k. (assuming max discounts apply for length of tenancy)

bubsy06:
Landlords prefer HB, not much chance of the tenant going into arrears as the goverment pay it straight to them, and also they can charge extra as the goverment will pay whatever with no questions asked.

Not been paid direct to Landlord for several years now (except in special circumstances). It is paid to the tenant and can be problematic for the LL to collect once they’ve already spent it down the pub.

del949:
relating to the lack of social housing, it was announced last week that our beloved PM is considering raising the discount available to “right to buy” tenants from 50% of the property value to 75%.
in simple language if you live in a council house valued at 100k, you will be able to buy it for 25k. (assuming max discounts apply for length of tenancy)

It’s ironic how so many of those who are all for socialism in wanting subsidised social housing are then suddenly all for the free market as soon as they get the chance to effectively be given that housing at knock down prices to make a profit out of,while calling many of those struggling to pay for their own mortgages militant socialists for asking the employers for enough wages to pay their mortgages in addition to paying for that subsidised social housing provision.

No surprise that it was Maggie who looked after her commie mates first at the expense of wages and jobs which is why we are in this economic zb up now.

Just to prove that it’s all about wages and employment not a shortage of housing things are even worse in the States where there’s a surplus of abandoned housing that no one can afford to stay living in.While the Chinese get richer. :imp:

news.bbc.co.uk/panorama/hi/front … 694094.stm

Assuming from bad prior experience, this lady doesn’t want to risk moving in as a lodger to any driver living in the appropriate area, might I suggest seeking out a couple with a spare room instead?

Getting that “fixed address” opens the door to all kinds of work, but living out of a suitcase does not.

Looking at the rather nasty comments on here regarding this subject, I am getting the impression that some guys are putting themselves in her place and thinking " If I were her, I’d just move in with the first presentable guy living in the best area, eg. thurrock. If he wants me to pay my keep in kind, so be it." :open_mouth: Not being interested in the prospect of physical contact with a complete stranger when indeed you might not even be on the same bus isn’t going to be very appealing to anyone, but that doesn’t mean they’re bone idle, unambitious, or anything else that means a job should not be proferred in due course.

Essentially, a guy’s mentality makes it a whole lot easier to take a chance on a complete stranger than it would be for a woman who’s already been robbed and assaulted if I understand correctly. :open_mouth:

There must be some middle ground on the risk front, and I’d suggest for her that that middle ground is seeking out a couple with a spare room that post on here, and at least one of whom works at a transport depot of some description.
During the first few weeks of no pay, and getting that job set up, the lady could easily earn her keep in the couple’s house by being a live-in housekeeper assuming that such a role isn’t beneath her. This in turn takes the pressure off "getting that job by the end of the week/month or whatever. Whatever she does should not involve borrowing money from anyone, as that’s one of the main areas for “trouble liability” imo. :frowning: The housekeeping “job” pays her way for bed and board only.

Before my wife and I started our family, we used to put people up here, but alas the spare room is now a kids room, so I can’t be doing this anymore now. Someone else might still find themselves where I was a few years back (or forward!) however, and might see how all this could be set up with the minimum of fuss. Gillingham itself is lousy for work at present, I’m having to commute to places like Aylesford, Dartford,Sittingbourne just about every week these days.
I’d suggest trying to reside in the Larkfield area, where there are plenty of people struggling to pay their mortgage that could do with taking a lodger on, AND there’s plenty of New Hythe/Aylesford work right on the doorstep. :slight_smile:

Ok, essay over - red arrows commence as one might say on DM… :confused: :confused:

It wouldn’t bother us, if someone needed to stay to get on their feet. What’s a few meals and a shower? Peanuts. And if they wanted to help around the house…No problem.
There are some ■■■■■■■■■ on here. (Myself included). But never kick a man/woman when they’re down. Happy Mother’s Day…You Mothers!!! :sunglasses: