Found an amazing app for car insurance - Cuvva. For £11 a month my car has basic cover then when I come to drive it I buy driving insurance, £2.40 an hour or £6 a day for me, which using the car on average for 4/5 days a month works out much cheaper than conventional insurance. You can also insure yourself to drive borrowed cars from 1 hour to 28 days. This is what they started out offering and I regularly used it to drive friends cars. If you do sign up use my referral code to get yourself £10 off 
Referral code - UP386JS2Q
Mods- I have no connection at all to Cuvva, I just thought it good for people to know about as people regularly post about car insurance so I hope this post is OK.
Very interesting.
Thanks Luke
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sounds handy cheers luke .
For what I pay now I could pay the £11 standing charge and only drive my car for 2 days a month £12 = £33…currently pay £33 a month and I can drive my car every minute of that month.
Can’t see how this would be cheap even for trampers, £11 + £6 x 8 (4 x2 Day weekends)
=£59 and that’s not including the journey to and from work!,and also imagine jumping in your car and forgetting to go on the app to activate your insurance after a long week tramping then having a bump,most normal insurance policies allow you to drive other cars.
Crazy expensive really!
xichrisxi:
For what I pay now I could pay the £11 standing and only drive my car for 2 days a month £12 = £33…currently pay £33 a month and I can frhave be my car every minute of that month!!
Crazy expensive really
Well common sense says it’s obviously not going to be perfect or money saving for everyone
switchlogic:
xichrisxi:
For what I pay now I could pay the £11 standing and only drive my car for 2 days a month £12 = £33…currently pay £33 a month and I can frhave be my car every minute of that month!!
Crazy expensive really
Well common sense says it’s obviously not going to be perfect or money saving for everyone
Not sure where you get the £2.40 an hour from it clearly states from £7.92ph
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3 posts in and a naysayer pops up already. Look at it logically, for some it would be crazy expensive as you say and for others, like me, it’ll save them money. Don’t rubbish something just because it doesn’t fit your exact requirements!
Just done a quote thingy…they want £98 standing charge and that’s with 10 years ncb…
As said I pay £33 to direct line
Sorry didn’t use your referral code either so you won’t get any commission
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xichrisxi:
Just done a quote thingy…they want £98 standing charge and that’s with 10 years ncb…
As said I pay £33 to direct line
0
Sorry didn’t use your referral code either so you won’t get any commission
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You’ve a right bee in your bonnet over this haven’t you? How many times do I have to say it isn’t for everyone before you’ll listen? Why not be sensible, read the post and think ‘that’s obviously not for me’ and move on? As I do with many posts myself, including car insurance ones in the past
Might be good for some folk I suppose but I only pay £193 a year so ah’m oot.
Harry Monk:
Might be good for some folk I suppose but I only pay £193 a year so ah’m oot.
Hurrah! At least someone gets the point!
switchlogic:
Harry Monk:
Might be good for some folk I suppose but I only pay £193 a year so ah’m oot.
Hurrah! At least someone gets the point!
I get the point too but as my car is worth about the same as a bag of crisps it costs me 150 quid for the full year but there will be people it works for such as yourself or any of the lads that spend a few weeks away perhaps.
switchlogic:
Harry Monk:
Might be good for some folk I suppose but I only pay £193 a year so ah’m oot.
Hurrah! At least someone gets the point!
l get it as well luke so done a few figures on average usage you quoted and summise you have insurance quote in excess of £400. possibly on your new car. very smart by the way.
Does it count towards your years no claims Luke…?
toonsy:
switchlogic:
Harry Monk:
Might be good for some folk I suppose but I only pay £193 a year so ah’m oot.
Hurrah! At least someone gets the point!
I get the point too but as my car is worth about the same as a bag of crisps it costs me 150 quid for the full year but there will be people it works for such as yourself or any of the lads that spend a few weeks away perhaps.
Exactly yes. At most I use my car 5 days a month, some months it won’t move at all. And there are people like me in same situation
m.a.n rules:
switchlogic:
Harry Monk:
Might be good for some folk I suppose but I only pay £193 a year so ah’m oot.
Hurrah! At least someone gets the point!
l get it as well luke so done a few figures on average usage you quoted and summise you have insurance quote in excess of £400. possibly on your new car. very smart by the way.
Yes cheapest quote was £600. I’ve a very patchy record of car ownership so have no no claims. And thank you, she’s not a bad bus for the bargain price I paid
SouthEastCashew:
Does it count towards your years no claims Luke…?
Yes they say it does. I need to build mine up after years of having none
switchlogic:
Referral code - UP386JS2Q
Mods- I have no connection at all to Cuvva, I just thought it good for people to know about as people regularly post about car insurance so I hope this post is OK.
For total transparency. Do you receive a fee if people use this code? And do you get a discount/fee for promoting this service?
I’ve looked on their website and it doesn’t say anything about referral codes for members of the public.
However, there is one huge problem with this… It’s app based. So if your phone breaks or is lost you can’t actually insure yourself to drive. Furthermore - it’s a faff. You have to log into an app to drive your car.
Sorry for the negativity - but really seems like a rubbish idea.
Another one 
Let’s not use any apps then just in case our phones stop working, that seems logical…now, where’s my chequebook
Only a lorry driver would call being app based ‘one huge problem’ in 2018!
switchlogic:
Another one Let’s not use any apps then just in case our phones stop working, that seems logical…now, where’s my chequebook
Haha not quite mate. I am pointing out one failure point. IN10 is a bit of a drama for a humble agency driver - and not getting home because you have lost your phone is a drama as well. I’m sure you can see this.
Now I did ask a few other questions? Which I think were reasonable.
EDIT - you are a lorry driver. I’m a wannabe who can’t reverse. I’m saying I’d be worried about this. Which I think is reasonable. Given I couldn’t get home without my phone… I’ve broken them before. I’ve lost them. And they have broken. That’s a totally reasonable thing to happen. It’s not just being without a phone - it’s being without the ability to drive home legally.
sammym:
switchlogic:
Referral code - UP386JS2Q
Mods- I have no connection at all to Cuvva, I just thought it good for people to know about as people regularly post about car insurance so I hope this post is OK.
For total transparency. Do you receive a fee if people use this code? And do you get a discount/fee for promoting this service?
I’ve looked on their website and it doesn’t say anything about referral codes for members of the public.
However, there is one huge problem with this… It’s app based. So if your phone breaks or is lost you can’t actually insure yourself to drive. Furthermore - it’s a faff. You have to log into an app to drive your car.
Sorry for the negativity - but really seems like a rubbish idea.
Yes he gets £10 for everyone who uses his referral code.
