I’m not sure if I got a discount or what, but I literally renewed a policy tonight with Adrian Flux.
Modified Vehicle, HGV driver - The annual premium? £260 Fully Comp Inc Legal And NCB Protection
Admittedly clean licence and 15 years NCB but not bad.
Direct Line wanted an astronomical amount while I shopped round, something in the £600 ballpark 
Meerkats could only get to £260 for the same excesses as AF