Salary exchange scheme(ses)

Are we talking about a night out as an expense then, that is you are expected to cough up and stay in an actual overnight accomodation somewhere, with the allowance being receipted by that?

…As opposed to bedding down on the bunk like we’d all do instead of course!

The meal claims bit says “Packed lunches not claimable - you must eat a meal out at that cost to make this claim for tax relief”.

How many stop to actually buy food when out every single day without fail, and get a receipt for it to boot?

Mileage - Your distance to the office designated as your mail employer is deducted from your house to the temporary office.

Eg. Your office to regular firm/agency= 10 miles, and you get an assignment 25 miles away gives you a mileage claim of 2x15 miles per day NOT 2x25. :sunglasses:
If you spend more than 40% of your time at the same work location, you can’t claim it at all! :open_mouth:
This means anyone who’s not agency is unlikely to EVER be properly claiming this allowance. What full time firm puts you in 3 or more locations a year? :confused:

These schemes are common place in most non hourly paid transport jobs. I’ve spent most of my life on them, and am happy that more money goes in my bin, and less in the treasury. If the boss makes a little more too, who am I to complain

Are we talking about a night out as an expense then, that is you are expected to cough up and stay in an actual overnight accomodation somewhere, with the allowance being receipted by that?

…As opposed to bedding down on the bunk like we’d all do instead of course!

The meal claims bit says “Packed lunches not claimable - you must eat a meal out at that cost to make this claim for tax relief”.

your boss can pay you up to £33.85 for a non sleeper cab and up to £25.39 for a sleeper cab, without you having to produce receipts.
Makes no difference if you sleep in the cab or not.
He can pay more than these amounts if you provide receipts to show you have actually spent the money.
eg you can stay in the London Hilton at £400 per night and claim , with receipts!
.
The £2 per day meal allowance is a fixed amount, no receipt needed.
The boss can also pay more meal expenses than this under some exemption rules that I haven’t bothered checking.

Theres quite a few employers out there that pay you a crappy day rate/salary but when the night out allowances.meal allowances and bonuses are added to it ,it becomes a reasonable wage, providing that you get the nights out ect, as said holiday pay is the crappy basic rate no tax free allowances included,

Which you can’t expect ,can you? but the annoying thing is that all this tax free subsistence money is regarded as earnings ,when imo any tax free subsistence monies paid should not even be on your wage packet ,as they are not wages (officially)

There also seems to be a developing trend on companies no longer paying their drivers if they are on a 24hr or 45 rest periods , they still pay them the N/O but no day rate,surely this cannot be legal. the 24 hr and the 45 hr rest periods are compulsory and the driver should be paid as it will be in the companies interest that that vehicle is parked where ever it may be and not in there yard

dessy:

kr79:
Sounds like a way of dodging giving you a pay rise.

Tax avoidance on every employees holiday pay! :unamused:

you in the union dessy? Was you out of aveley pal :grimacing: :grimacing: PM for you mucker :laughing: :sunglasses:

Fatboy slimslow:

dessy:

kr79:
Sounds like a way of dodging giving you a pay rise.

Tax avoidance on every employees holiday pay! :unamused:

you in the union dessy? Was you out of aveley pal :grimacing: :grimacing: PM for you mucker :laughing: :sunglasses:

Not in the Union! Was based at Aveley though! :wink:

Fatboy slimslow:

dessy:

kr79:
Sounds like a way of dodging giving you a pay rise.

Tax avoidance on every employees holiday pay! :unamused:

you in the union dessy? Was you out of aveley pal :grimacing: :grimacing: PM for you mucker :laughing: :sunglasses:

Woohoo!!! :grimacing: Thanks for that mate! :wink:

anyone got an idea to what winseer is banging on about■■?

it’s just so that without out anything changing the company becomes more profitable by paying less tax. it makes perfect business sense to me, the agreed limits are there, so seems a bit daft not to use them. so long as the calculator checks out over the course of a year, at least 5.6 weeks holiday. yes there is the redundancy thing to consider as well as the what if they stop nights outs etc, but you should have an idea of how the job is. there’s no reason the employer and the employee can’t be better off.

What part is not understood here?

If you breach the spirit of the law, then you’re just a crook by alternative means. A kind of cold war against the tax payer because you expect some other bod to pay the taxes that you and your firm have successfully evaded.

And to think that there are plenty on here who think I’M some sponger scumbag playing a bent system because I do it all by the book, providing receipts, etc…

I’ve turned down 75+ hour weeks when offered because it’s bent. Screw the big payday, I’m not interested in breaching even the spirit of the law here that is to stop half-asleep drivers running up someone else’s arse at 3am because they’re 65 hours into an 84 hour week!

Everyone’s non-receiptable tax allowance is around £8kpa which means the first £160 a week is tax free for most of us on the road. It makes more sense therefore to exceed this only by the amount required to be totally offset in legitimate (receipted) expenses, and keep to that discipline. Eg. If your legit expenses are £110 per week, then you could do 2x13 hour shifts @ £10ph and pay absolutely no tax EVER. This means taking home about £250pw average, as you’ll still pay around a tenner for NIC’s.

Compare that to cramming 48 hours @ £7ph, with umpteen hours on top for POA etc totalling God knows what… After tax, you’re still looking at taking home less than £300 for working more than double the hours - and that’s before the POA is included! Even 48 paid hours at my hold-out rate of £10ph will see you take home barely £400pw from pretty much maxed-out hours!

Notice I don’t mention signing on, claiming any kind of benefit, even tax credits. This is purely about minimising your personal tax bill the legitimate way - by providing receipts. Don’t let the employing firm claim expenses without them (hiding their commission in the claimback!) only to find at the end of the tax year that much of those expenses you’re told ‘you don’t need receipts’ for are actually non-legit and thus incur a hefty tax bill!

I still maintain that Mileage and Meals are the biggest areas that will come back to bite most people in the arse here.

Mileage means you HAVE to work at least at 3 separate locations throughout each and every year to keep under the ‘40% rule’.
Meals - How easy is it getting a receipt at most eateries, assuming you didn’t just take a packed lunch and a whole cool box full of tuck like just about every tramper I’ve met does? :stuck_out_tongue:

Winseer:
What part is not understood here?

If you breach the spirit of the law, then you’re just a crook by alternative means. A kind of cold war against the tax payer because you expect some other bod to pay the taxes that you and your firm have successfully evaded.

And to think that there are plenty on here who think I’M some sponger scumbag playing a bent system because I do it all by the book, providing receipts, etc…

I’ve turned down 75+ hour weeks when offered because it’s bent. Screw the big payday, I’m not interested in breaching even the spirit of the law here that is to stop half-asleep drivers running up someone else’s arse at 3am because they’re 65 hours into an 84 hour week!

Everyone’s non-receiptable tax allowance is around £8kpa which means the first £160 a week is tax free for most of us on the road. It makes more sense therefore to exceed this only by the amount required to be totally offset in legitimate (receipted) expenses, and keep to that discipline. Eg. If your legit expenses are £110 per week, then you could do 2x13 hour shifts @ £10ph and pay absolutely no tax EVER. This means taking home about £250pw average, as you’ll still pay around a tenner for NIC’s.

Compare that to cramming 48 hours @ £7ph, with umpteen hours on top for POA etc totalling God knows what… After tax, you’re still looking at taking home less than £300 for working more than double the hours - and that’s before the POA is included! Even 48 paid hours at my hold-out rate of £10ph will see you take home barely £400pw from pretty much maxed-out hours!

Notice I don’t mention signing on, claiming any kind of benefit, even tax credits. This is purely about minimising your personal tax bill the legitimate way - by providing receipts. Don’t let the employing firm claim expenses without them (hiding their commission in the claimback!) only to find at the end of the tax year that much of those expenses you’re told ‘you don’t need receipts’ for are actually non-legit and thus incur a hefty tax bill!

I still maintain that Mileage and Meals are the biggest areas that will come back to bite most people in the arse here.

Mileage means you HAVE to work at least at 3 separate locations throughout each and every year to keep under the ‘40% rule’.
Meals - How easy is it getting a receipt at most eateries, assuming you didn’t just take a packed lunch and a whole cool box full of tuck like just about every tramper I’ve met does? :stuck_out_tongue:

Couldn’t agree more. If folks spent less energy fiddling and more energy actually doing things right and paying their dues, then we would all know what was happening and paying our FAIR share. Why should I be subsidising scrotes that won’t pay but will happily pay another scrote to find a way around the rules?!

Sent from my iPhone using my right index finger!