What do those of you who have no pension intend on doing ? Keep saving ,die before ,rely on inheritance ,buy some small houses to rent out,or if your a haulier rent your yard out ,or just keep working ?
A young whippersnapper like you, Dan? plenty of time to build up a pensiom pot!
Steve
What you mean the government won’t look after me■■?
My last job before retiring was 14 yrs with the council and when I started the pension was the last thing I thought off in fact I remember thinking hell by the time I finish it wont be worth much but actually it comes in handy just gives us a wee bit for some extras. Eddie.
Ste46:
A young whippersnapper like you, Dan? plenty of time to build up a pensiom pot!Steve
Depends really I don’t want to work forever because I have too ,I just want to do bit when it suits .ive no intentions of working full time after 60 .
Dan Punchard:
Ste46:
A young whippersnapper like you, Dan? plenty of time to build up a pensiom pot!Steve
Depends really I don’t want to work forever because I have too ,I just want to do bit when it suits .ive no intentions of working full time after 60 .
You keep at it Dan, plenty of us need SOMEBODY to keep working otherwise our pensions suffer! Frank Gough told me years ago that “One day there won’t be enough folk in work to subsidise those that are out of work” so just stick at it for a few more years yet please. 
Pete.
Oxygen thieves everywhere !!
Ive paid my National Insurance for the whole of my working life so Im expecting the government to look after me…isnt that why we pay NI?
When my dad was driving there was a thing called superannuation, if you worked all the hours god sent you were taxed accordingly. The thing is when it came to retirement and ill health he couldn’t claim a thing because he had been a (high earner). By the time he was 68 he needed an electric chair, was he entitled no ! He got one from the British Legion as he had served in the 2nd world war. If you work all your life you get nowt if you scrounge off the state you get well looked after.End of rant.
Dan Punchard:
Ste46:
A young whippersnapper like you, Dan? plenty of time to build up a pensiom pot!Steve
Depends really I don’t want to work forever because I have too ,I just want to do bit when it suits .ive no intentions of working full time after 60 .
if we were unionised, 
and blocked the ports off like the camionuers of Le francais persuasion 
you’d be retired at 55 years young, with great T’s & C’s 
and pensions to boot! 
ALAS NOT ROSBIF AS ZIMMER FRAMES ARE AVAILABLE AT TOSSCOS RDC’s for ninety two year olds!
As an aside I was talking/ speaking to a sweaty sock whilst filling up at gate eleven at Cannock, HE WAS 84 years old! 
shame on the governmint that is ripping the urine to some extraction 
Started for myself twenty five years ago. Retiring driver took me to one side and gave me three tips. Stop smoking…‘.if you haven’t got the willpower to do that then you will achieve nothing’. Told me to get rid of bottle jack in passenger footwell, as if wagon turned over, if the crash did not kill me…the fricken jack will!, and to get a personal pension and put as much in it as early as possible, whilst you are young. Last one is crucial to a happy retirement. The power of compound interest, the thing that ramps your credit card bill up, works in your favour. Same applies to putting cash investment ISAs.
Janos:
Started for myself twenty five years ago. Retiring driver took me to one side and gave me three tips. Stop smoking…‘.if you haven’t got the willpower to do that then you will achieve nothing’. Told me to get rid of bottle jack in passenger footwell, as if wagon turned over, if the crash did not kill me…the fricken jack will!, and to get a personal pension and put as much in it as early as possible, whilst you are young. Last one is crucial to a happy retirement. The power of compound interest, the thing that ramps your credit card bill up, works in your favour. Same applies to putting cash investment ISAs.
Slightly off the pension topic but there’s truth in what that guy told you. My late brother years ago put a lorry on it’s side onto a village green, it was a loaded rigid, twisted the chassis so badly it was a write off. The only injury he got was a bang on the head from the jack, that was sat on it’s little platform but not strapped, shot across the cab and whacked him. In his later years he suffered from emphysema caused the doctors said by smoking. It eventually killed him.
Bernard
A lot of the pension funds went bust a few years back. Its better as a previous poster said, pay money into ISA’s. In my case I’m on an industrial pension, after being injured at work. I also supplement my income working as a part-time TM.
i’m just a lazy old retiree , relying on dan to keep working hard to keep my pension topped up . i’ll let him know when i’m on the way out so he can retire then and not before . already spent the kid’s inheritance . cheers , dave
Looks like i will need to fit a stairlift to the cab
Dave the Renegade:
A lot of the pension funds went bust a few years back. Its better as a previous poster said, pay money into ISA’s. In my case I’m on an industrial pension, after being injured at work. I also supplement my income working as a part-time TM.
You can invest in exactly the same things in either isa…or pension.