With the winter months approaching and my training for practical not being far off I want to make sure that I’m covered incase bad weather may stop be being able to do my practical training but I’m struggling to find anywhere that does this kind of insurance, does anyone know where I am likely to find it?
Cheers
Luke
LDP:
With the winter months approaching and my training for practical not being far off I want to make sure that I’m covered incase bad weather may stop be being able to do my practical training but I’m struggling to find anywhere that does this kind of insurance, does anyone know where I am likely to find it?Cheers
Luke
You wont find it but any good trainer will not let you lose out if the bad weather hits - not much anyone can do if more time is needed off work to do it though
Normally bad weather only affects the training if the test centre closes. Examiners will not usually conduct tests if the reversing area or surrounding roads are icy. This can cause problems if the snow comes during a course because it could be ok by the test day and the centre reopens for testing again.
I have never heard of any insurance to cover this problem but as Rog says no decent trainer would let you lose out. I can’t speak for other trainers but we provide an alternative day free of charge if the test gets cancelled. The DSA will provide a replacement test again free of charge.
Without going into too much detail as I now know the kind of reputation they have, I booked through a broker (Didn’t do my research properly so trying to not beat myself up too much) and in their terms and conditions it states that they are not liable should the course get cancelled due to bad weather.
I believe I will be with Enterprise in Manchester, so regardless of whether they’ve been paid directly from the student or by the broker surely it’s on the school’s terms whether or not to offer an alternative day in the event of bad weather?
Might be over thinking this a bit really though.
Thanks
Your contract is with the broker rather than the trainer. So it is bound by the terms and conditions of the broker. Having said that, I don’t know of any trainer who will accept responsibility for the weather. In common with John (LGV Trainer) we make sure the candidate doesn’t dip out so far as the training is concerned. But I don’t know of insurance to cover loss of work and other expenses.
Last year we lost no tests because of the weather - unlike the previous year where (from memory) over 60 tests were re-scheduled because of the weather. We had one person moan but they ended up happy. We are responsible for most things - but the weather isn’t in the list!
So folks might think it’s a plan to postpone training to the summer - and that would seem sensible. Except that examiners go sick at any time of the year so there is always a chance, albeit a tiny one, of tests being re-arranged.
To the OP: if you’re about to start training you will probably not have any weather concerns.
Good luck with it. Pete 
Thanks for the replies. I suppose so long as I get started soon I shouldn’t have any issues. Just want to get it all done now! I have my theory tests and cpc mod 2 this week so fingers crossed!
You have plenty of time yet till we get any bad weather. Good luck with it all. If your doing test out of Bredbury it’s a good test centre.
noney82:
You have plenty of time yet till we get any bad weather. RGood luck with it all. If your doing test out of Bredbury it’s a good test centre.
Thanks
Brokers have a reputation for delaying your training because they have your money and the longer they can keep it in their bank the more interest they get from it
LDP:
With the winter months approaching and my training for practical not being far off I want to make sure that I’m covered incase bad weather may stop be being able to do my practical training but I’m struggling to find anywhere that does this kind of insurance, does anyone know where I am likely to find it?Cheers
Luke
Just book with a reputable dealer, as Pete says us trainers can’t control the weather.
Snow and fog are the main problems, now the trucks are loaded wind shouldn’t be a cause of a cancellation as they are weighted down.
If a test is cancelled I make sure my customers do get adequate refresher training before the rearranged test at absolutely NO extra cost.
Paul 
we must be the only one on here who does offer exactly the insurance cover you want, we had it written out professionally and it cost us a fortune, no one ever buys it but its available and if it snows you will certainly not regret paying the extra £25 (will have to check that cost!)
it seemed like a good idea to offer insurance, without it we will refund your test and the time not spent driving due to test cancellation, so without it, like all schools you get the bare minimum.
one thing worth thinking about, heavy snow causes havoc with training, reversing area covered, getting stuck in the yard, roads becoming dangerous or closed, slow traffic, its not a good idea to try and battle on if it can be avoided. we find snow is massive time waster, so buy our insurance, and you get to train on a brand new auto truck!
Tockwith Training:
we must be the only one on here who does offer exactly the insurance cover you want, we had it written out professionally and it cost us a fortune, no one ever buys it but its available and if it snows you will certainly not regret paying the extra £25 (will have to check that cost!)
Does it also cover lost wages from work if the trainee has to take further time off and does not get paid?
Ok a few years ago when we did have snow but before it all came I was doing my CE with a decent reputable company in this area all was fine during the week of training then came the day of test which was fine so far got to test centre pulled up to do reverse had it in gear then a knock on the door test cancelled due to weather yep it had come down that fast in the 15 min we were there ground covered this was 1st sign of any snow that year ate 4th dec
So re scheduled day of test we were doing some practice in yard but cal come through cancelled again so a re scheduled date still snow on ground with some ice not bad but roads fine to go out on so test taken only cost to me was petrol to -from training provider
Oh in between this test was cancelled due to instructor taking his DSA test
Yep this did actually happen
like all schools you get the bare minimum.
Sorry, but just not true. We give all the time the candidate may have lost. If we have only done a day or so of the course, we’ll start from scratch again. Any compensated time is always loaded in favour of the candidate and is far in excess of “bare minimum”.
But we cant control the weather and we certainly don’t compensate for loss of earnings or travel.
Pete
Insurance in case of inclement weather? lol. I would love to read the policy terms and conditions.
I offer a gentlemens agreement of adequate refresher training before the rearranged test.
Never had a complaint.
Paul