Good morning folks 
So after my first couple of weeks driving I have realised that the better paying agencies currently dont have as much work,
And the ones with more work hit you far to hard in the pocket if PAYE (trying to railroad you into umbrella (NOVA) )
Only way forward I can see is Ltd.
However Mr Nova umbrella or nothing wants me to have public liability insurance, do you guys have it ?
What does it cost ?
Who do you use ?
Thanks in advance