invest

[deeireland]

Have to say I agree here

[deeireland]

Rikki-UK:
the only way I would go at the moment with spare cash is buy to let property, around here 2up 2 down properties are going for around the 45K mark,and renting easily for around £400 per month, a far better yield than most funds- nearer the university they are more expensive up around the 65K mark, but are renting out at £75 pw week per bedroom during term time and if you can you can fit the 3rd bedroom in ( not under HMO regs) I doubt if their is a fund out there to give an equivalent yield for the investment, and at the end of the day the mortgage is being paid out of the rent so even if you don’t get the property price rises we have seen before when you retire you still have bricks and mortar to sell that have been paying for themselves

you may get a higher return by playing higher risk investments, but you only a need a couple to crash and burn to wipe out what the Good uns have made

Have to say I agree.

[big_truck]

Rikki-UK:
the only way I would go at the moment with spare cash is buy to let property, around here 2up 2 down properties are going for around the 45K mark,and renting easily for around £400 per month, a far better yield than most funds- nearer the university they are more expensive up around the 65K mark, but are renting out at £75 pw week per bedroom during term time and if you can you can fit the 3rd bedroom in ( not under HMO regs) I doubt if their is a fund out there to give an equivalent yield for the investment, and at the end of the day the mortgage is being paid out of the rent so even if you don’t get the property price rises we have seen before when you retire you still have bricks and mortar to sell that have been paying for themselves

you may get a higher return by playing higher risk investments, but you only a need a couple to crash and burn to wipe out what the Good uns have made

There are PLENTY of landlords sitting with EMPTY rooms/houses to let around the Universitys in NI this past few years as the students can’t afford to rent anymore and alot are travelling in each day for study and living at “home”.

Its the capital gains tax you will have to fork out WHEN you eventually decide to sell your “buy to let” IF it has increased in value over said time, any income from rent has to go in your tax return too.

For an ordinary working man like me who wants to put some money “aside” for the much quoted “rainy day” a well managed Investment Trust under a tax efficient ISA wrapper is the least hassle way to go

You have thousands of funds to pick from all corners of the globe and according to your own personnal risk status you can choose low/medium/high risk funds with the exact same % chance of increasing your invested monies
Some well respected “Investment Discount Brokers” produce their own well researched “Wealth 150” top performing funds so narrows down for you what to do with your money.

[big_truck]

Remember those “terrible” endowments we all bought in the 80’s that were a waste of money because everybody believed the hype and sold them off in the first 0/5 years and lost money

My wife has a wee “Friends Provident” endowment@ £10month for the last 25yrs, didn’t really miss the money going out of account and 5th April 2013 a nice £6123 will be coming via a VERY welcome cheque
Didn’t set the world on fire on % gain wise but “double or quits” worked well in her favour
A complete new bathroom/garden decking and nice big holiday in the Sun are “on order”.

I have two rather larger 25yr endowments due to mature in 2015 and if they double in value over what monies I’ve invested this 25yrs I’ll be a VERY happy man

[deeireland]

Gold!
Go short.

[drivingmissdaisy]

And all you investment advisors drive trucks for fun?

[deeireland]

It’s not advice.
It was meant as a question?
What does the fall in gold mean ?
We seen what the rise in gold meant
So what does the fall in gold mean ?
Maybe on of the more senior members on here could tell us what it meant when gold fell in the past.
Is it a sign of things finally levelling out?
Hope so !

[drivingmissdaisy]

Ah that’s easy! The fall in the price of gold means some people made money and some people lost money!

[deeireland]

But ain’t gold way of protecting your wealth to a degree when things are uncertain

[drivingmissdaisy]

It has been suggested that Mario Draghi, current president of the European Central Bank, might have had something to do with what’s happening on the gold markets. Cyprus are seriously considering selling their gold reserves to ease their present situation a bit. They’ve got about 10 tonnes apparently which isn’t a massive amount in the grand scheme of things. Signor Draghi suggested others who were in the same boat might like to consider helping themselves in a similar fashion. It looks like with that possibility looming some gamblers decided to cash in causing the price to drop. Signor Draghi would know better than to think out loud like that. Or maybe that’s part of his grand plan, whatever that is?

[deeireland]

Yes Spain and Italy may well have to sell also but won’t that drive the price down further thus increasing more liquidity in the gold gold market therefore making it a more realistic price?

[drivingmissdaisy]

What is a realistic price for gold? It’s just a glorified form of gambling. Unfortunately, these ■■■■■■■ Shylocks have managed to entangle the worlds economies into this giant casino they call investments, commodities, derivatives, stocks and shares etc. It’s all ■■■■■■■■ but those near the top of the tree will by and large win out whilst those nearer the bottom of the pile pick up the tab. Again. Unless we start doing things differently this pattern will repeat itself ad infinitum until the end of the human race.

[deeireland]

Gold is expensive !
So when it is sold where does that money go ? it has to go somewhere
And so the natural greedy cycle continues ,except its in our favour the normal working mans trying to earn a livings favour.i hope

[drivingmissdaisy]

Money isn’t real so it doesn’t “go” anywhere… it stays where it’s always been…

[deeireland]

Fiat.yes! But it always goes somewhere ,that’s my point .wheres the money going?

[drivingmissdaisy]

As it says on the note " I promise to pay the bearer on demand" so when you rock up to the Bank of England and present your promisory note, let’s say a fiver, what do you expect them to give you in order to honour that promise?

[solly]

DrivingMissDaisy:
As it says on the note " I promise to pay the bearer on demand" so when you rock up to the Bank of England and present your promisory note, let’s say a fiver, what do you expect them to give you in order to honour that promise?

It’s a safe bet it won’t be gold.

[robertet]

валютный рынок сша

Как зарабатывать в сети — такой вопрос все чаще возникает у многих пользователей всемирной сети. И это правильно, так как сеть дает не только информацию и развлечения, но и большие возможности в получении разного рода прибыли.

биржевой валютный рынок

Возможности для заработка просто большие, но в таком тонком деле, как деятельность по получению финансовой выгоды, нужно иметь правильные понятия о работе в сети и знания, как это лучше сделать.

можно ли зарабатывать на форексе

Компании CTG уже долгое время работает на рынке оказания финансовых услуг, обеспечивая аналитические сервисы самого высшего класса, давая возможность пользователям становиться профессионалами и в области интернет-трейдинга, и на рынке Форекс. Наша группа компаний быстро развивается на форексе и имеет хорошую репутацию надежного партнера.

валютно кредитный рынок

Если вы хотите учиться зарабатывать, добро пожаловать к нам! Уроки и оригинальная методика, созданная нами, дадут возможность вам сразу сориентироваться в дебрях финансовой грамотности в интернете. Эксперты CTG откроют вам отличные возможности иметь хорошую прибыль, благодаря сети, предоставив варианты решений различных проблем и открыв всевозможные секреты успешных финансистов.