My father was made redundant during Covid from his job in a marina and after a few months of unemployment bought a truck, we have just put our seventh truck on the road, well dad has.
When first started insurance company said we had to obtain a letter from the previous employer of the drivers we employed that they had driven a truck in the past 12 months. Last year the insurance company said any drivers we employ must have checkable 12 months driving experience.
I now see ads demanding two or even three years experience and must have driven in the last three months due to insurance
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My father was made redundant during Covid from his job in a marina and after a few months of unemployment bought a truck, we have just put our seventh truck on the road, well dad has.
When first started insurance company said we had to obtain a letter from the previous employer of the drivers we employed that they had driven a truck in the past 12 months. Last year the insurance company said any drivers we employ must have checkable 12 months driving experience.
I now see ads demanding two or even three years experience and must have driven in the last three months due to insurance
a lot of insurance companies now insist on minimum 2 years experiance but if your prepared to pay a higher excess for certain named drivers then insurance companies will insure them
Government made it easier to get a class one, insurance companies made it harder to get a job, employ someone. I wonder if it is a defensive move or reaction to greeter number of accidents
scotstrucker:
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My father was made redundant during Covid from his job in a marina and after a few months of unemployment bought a truck, we have just put our seventh truck on the road, well dad has.
When first started insurance company said we had to obtain a letter from the previous employer of the drivers we employed that they had driven a truck in the past 12 months. Last year the insurance company said any drivers we employ must have checkable 12 months driving experience.
I now see ads demanding two or even three years experience and must have driven in the last three months due to insurance
a lot of insurance companies now insist on minimum 2 years experiance but if your prepared to pay a higher excess for certain named drivers then insurance companies will insure them
Last time we were told we had to name the drivers without the relevant experience and it would cost just over a £1000 per driver extra.
I think it’s probably a sensible move by insurers to require, or at least incentivise experience. I’m not sure where you draw the line though. Take a new driver who has a full time job for a year (me!) Compared with a new driver that has done a fortnightly Saturday alongside an office job, are they treated the same? Or a career driver that has had a year off for some reason, who would be the better driver?
As to how you check experience, I would have thought a download of their card would give a much better confirmation, but it’s not unreasonable to obtain a reference from previous employers at least to confirm length of service.
stu675:
I think it’s probably a sensible move by insurers to require, or at least incentivise experience. I’m not sure where you draw the line though. Take a new driver who has a full time job for a year (me!) Compared with a new driver that has done a fortnightly Saturday alongside an office job, are they treated the same? Or a career driver that has had a year off for some reason
A ‘new driver’ by definition means no experience.Where/how do the insurers expect new drivers to get the ‘experience’.
stu675:
I think it’s probably a sensible move by insurers to require, or at least incentivise experience. I’m not sure where you draw the line though. Take a new driver who has a full time job for a year (me!) Compared with a new driver that has done a fortnightly Saturday alongside an office job, are they treated the same? Or a career driver that has had a year off for some reason
A ‘new driver’ by definition means no experience.Where/how do the insurers expect new drivers to get the ‘experience’.
Not their problem; they’re in the business of assessing risk, not helping people into work.
It’s an old chestnut, it even applies when going from being an experienced Class 2 driver to being a newly qualified Class 1 driver, as I was disappointed to discover, once upon a time.