limeyphil:
wind ups are a laugh, a giggle, the sort of thing that people don’t take seriously.
lies are something else.
“Nolans”? i did a couple of jobs for them, what about it?
Did you? Really? Of course you did, silly of me to think it was BS. My apologies.
Yorkysays:-:
limeyphil:
wind ups are a laugh, a giggle, the sort of thing that people don’t take seriously.
lies are something else.
“Nolans”? i did a couple of jobs for them, what about it?Did you? Really? Of course you did, silly of me to think it was BS. My apologies.
thankyou.
Thick brown envelope stuffed with used £10,£20,£50 notes, left in waste bin number 4 outside Kings Cross station. no Police or else… 
If you took a job with a wage of £155/week, you’d find getting a mortgage hard. Banks would laugh in your face if you told them ‘but i get all this night out money and money for food’. It isn’t part of your wage and if you applied for a mortgage you’d find out the hard way, whatever you might choose to con yourself into believing.
Drivers need to wake up and stop pretending…grow some balls and fight for a decent wage instead of moaning about it!! 
limeyphil:
peirre:
Yorkysays:-:
WOW, you’re a real serial spammer Phil, never known one person start so many pointless threads.+1
I’m suprised so many people respond to them as welltwo very pointless responses. neither one of them explain anything to anyone.
kind of like a teenage girl shouting “i hate you”, then running off.
it dosn’t explain a thing. very childish from both involved.
Especially pierre who can’t believe “so many people respond” THEN RESPONDS HIMSELF!!! Spanner!! 
Ross.
Truckulent:
Drivers need to wake up and stop pretending…grow some balls and fight for a decent wage instead of moaning about it!!
Well said Arthur Scargill. (dream on!!)
Ross.
mucker85:
It would depend on what I needed at the time, you would never get a mortgage on £600 per month.Opt 1 for 6 months to show proof of earnings for a mortgage and then opt 2 from then on.
When applying for a mortgage, all regular allowances in your wages are taken into account - but not ad-hoc overtime. The idea that lenders “only” take the “basic pay” figure into account is a myth, as if it were true, NO ONE would have qualified among the working classes for a mortgage for over a decade already! We’re not all “self-cert liar’s mortgages” out here!
Both ways of being paid therefore would result in you going down on a form as “£637 gross per week”.
Truckulent:
If you took a job with a wage of £155/week, you’d find getting a mortgage hard. Banks would laugh in your face if you told them ‘but i get all this night out money and money for food’. It isn’t part of your wage and if you applied for a mortgage you’d find out the hard way, whatever you might choose to con yourself into believing.Drivers need to wake up and stop pretending…grow some balls and fight for a decent wage instead of moaning about it!!
Drivers in the SouthEast contrary to popular belief don’t earn the £50k they’d need to earn to get a £175k mortgage on the base 3.5 times salary.
I didn’t get my own mortgage based on the RM basic £14k pay as it was back then either. The lender wouldn’t include ad hoc overtime (not on the pay slip every week!) but they DID include anything that WAS on the payslip week in, week out. You just supplied a whole year’s worth of payslips to blind them with the science, and avoid that damned rip-off “self-cert” mortgage rate! They didn’t even mind that I didn’t get some of the allowances whilst I was on holiday.
RM calls regular overtime put into your duty “scheduled attendance” which means it gets counted where as “overtime” would not have been. Sometimes your employers amgiuity can do all the ‘lying’ for you! 
From 2002, RM starting rolling in a higher basic wage pay structure, and overtime/allowances payments collapsed. Gone was the double time at weekends, etc. replaced with an overtime “flat rate” of 1.15 times normal hourly rate. It meant that those working flat weeks saw a hefty pay rise, because of the incrementing basic from £321 to £450 at the time, BUT with the collapse in OT payments, you ended up worse off if you did more than 16 hours overtime a week, which most of us drivers did happen to do. If someone applied for a mortgage the same size as mine in my old job right now, they wouldn’t get it without a 40% deposit - not to mention they’d get a crap rate because of the post-credit-crunch world we live in as well.
Unions target the higher basic all the time. It’s a fools errand, as all the extra pay on OT and allowances is compounded upwards when you got it because of the tax-free elements, and the pro-rata elements. Replace it all with a “basic” with nothing else added means it is easy for lenders to consider you as “lower earner” and just show you the door. If C+E average wages are £500pw, then you are going to be able to get a mortgage for £87,500 - whoopee!
I could buy a driveway for that around here, and even further north, there’s plenty of areas where £87,500 still won’t buy you a family house is there not? 
low basic high tax-free allowances. i count all money paid to me as my wages, whatever it is labeled as on the payslip. never understood people who said nights oout etc dont count. why dont they?
the way i am being paid £500 aweek in the bank paid weekly,
52 weeks of the year 
mrx:
low basic high tax-free allowances. i count all money paid to me as my wages, whatever it is labeled as on the payslip. never understood people who said nights oout etc dont count. why dont they?
Because when you have a proper basic or salary, that is the minimum you can be paid, every week of the year regardless of what happens.
Nights out can come and go at a whim, unless you want to live and sleep in a tin can self catering like some poor bloody hermit then most of the night out money will be spent.
Should the job change and some bloody great logistics mob take over, and you are TUPE’d on your terms and conditions, you’ll be very glad to have that high basic/salary, seeing as the new mob will bring in trunking the nights out will end and you’ll be left crying over no nights out.
Puts you in a far stronger position to negotiate terms for selling your contract if you wish to, if not simply stay on your high basic, eventually they will get fed up of trying to force you to accept the new inferior terms and will have to compromise.
You get to go home to loving woman and family every night and still earn a decent crust, sod the bunk in damp oversize tin can in ■■■■ stinking layby lifestyle.
In my position right now , 30 days from statement would do 
Juddian:
mrx:
low basic high tax-free allowances. i count all money paid to me as my wages, whatever it is labeled as on the payslip. never understood people who said nights oout etc dont count. why dont they?Because when you have a proper basic or salary, that is the minimum you can be paid, every week of the year regardless of what happens.
Nights out can come and go at a whim, unless you want to live and sleep in a tin can self catering like some poor bloody hermit then most of the night out money will be spent.
Should the job change and some bloody great logistics mob take over, and you are TUPE’d on your terms and conditions, you’ll be very glad to have that high basic/salary, seeing as the new mob will bring in trunking the nights out will end and you’ll be left crying over no nights out.
Puts you in a far stronger position to negotiate terms for selling your contract if you wish to, if not simply stay on your high basic, eventually they will get fed up of trying to force you to accept the new inferior terms and will have to compromise.
You get to go home to loving woman and family every night and still earn a decent crust, sod the bunk in damp oversize tin can in ■■■■ stinking layby lifestyle.
If you’re on high basic & good T&C, then when some big firm takes you over, they offer you a lump sum - go, or take the new lower contract.
Either way, you’re still going to lose it. A high basic is worth a higher payoff, but a higher chance too of not keeping it! Contracts are thought to save your job, but in the end it probably wont, due to longer term changes in the law! 
Redundancy pay can be based on average earnings over the past few years, so if you’re about to take a huge paycut, then you’re better off taking the redundancy. Ditto goes for pension rights.
How few actually take the money, when they’re worried about “prospects for jobs” though? - Only those near retirement anyway.
I believe today’s FT worker places too much value upon the security of their job. There IS no security any more, so you’d better take the money whilst it’s still being offered. It only takes a change in the law so a huge firm can come in, take over, and ■■■■■ and burn pay & jobs without any payout at all!
In these “Times are 'ard” days, ANYTHING can happen in the next half hour so the government can be lickcocks of the so-called “captains of industry” who of course come up with the bright ideas of deflationist T&C’s. Nobbies has already gone down this route, and have been welcomed in China with open arms. (More jobs for the new low-pay workers, highly paid staff on good contracts gradually got rid of, eg. the Christian Savlerson staff) and of course they’re making money too. Other firms less able to unravel themselves from laws on the treatment of staff continue to be caught in the mire, but it’s possible that in a few short years we’ll ALL be on “rolling contracts” in all but name, thus the FT job has no meaning any more.
Grab what you can whislt you can, and be prepared to move at short notice!
I prefer to be paid in cats teeth
nearly there:
I prefer to be paid in cats teeth
but end up with hens teeth instead.
I get paid in peanuts
But then I’m lucky I have a job