Cheers for that billy, however we have looked at those policies but I wouldnt really suit him due to his working hours, It would cost more than the 4 and a half grand over the year due to them loading the costs on when used during late/early hours.
Just have to keep looking and hope we find something cheaper for when he passes his test.
There was a story on the news recently about a young boy who bought himself an old tractor and drives around on that because he couldn’t afford the insurance on a car. The insurance on the tractor was nothing compared to the car. Brilliant idea I thought.
Oh the joys my step daughter is 18 and has a Peugeot 106 1.1 fully comp £2100
My step son is 17 hasnt passed his test yet but a quote on a Citreon Saxo 1.1 basicilly the same car quote £4500.
Yes i do have an oxygen tank on standby 
Best way to get “cheap” insurence when young is so called classic insurence. The car needs to be adleast 20 years old or 15 years old if its a land rover defender. Anyways back when my brother did it when he was 17 it was £1100 for a 1992 2.5 tdi defender he changed to a 1990 reg volvo 340 1.7 and it stayed the same. A mate told me he knew of some one paying £600 for a peugeot 205. Footman james is the company have to ring them up for a quote if your under 25. Oh and you have to join a classic car club but thats cheap, wierdly doesnt need to be one to do with the car you have.
Phil
This thread has put me off having kids 
the big un:
Oh the joys my step daughter is 18 and has a Peugeot 106 1.1 fully comp £2100
My step son is 17 hasnt passed his test yet but a quote on a Citreon Saxo 1.1 basicilly the same car quote £4500.
Yes i do have an oxygen tank on standby
My lad passed his test and was getting quotes of £3300+ fully comp
on a little 1.2 corsa, so he put a young girl friend from college on it as
a named driver and knocked £800 off the price.
After he done this she was annoying him to let her drive so he took her
off the insurance and added his mom as named driver and now pays £2300 fully comp.
Give it a try I dont think its illegal 
lol I hope not anyway 
porky:
‘…Best way to get “cheap” insurance when young is so called classic insurance…’
I challenge that.
Surely an even better way is to prove that one is a better driver and therefore worthy of a reduced premium is to pass the IAM test, or similar? Sounds better than being a whizz at finding the shadiest of companies with inevitable small print that would challenge the EU Banana Law (or millions of others besides) for nonsensical, Teflon coated bureaucracy.
Be honest, you’d feel let down if I didn’t wedge in a dig at those fattened, EU nobodies - but I’ll be a monkey’s uncle if the EU aren’t behind the reason for hefty premiums - if only I could be bothered to research and prove it unless someone can argue that they’re not!
Anyway, a fiver here says the costs to pass an advanced driving test would be comfortably within the ridiculous insurance premium figures that some have submitted on here with room toward a year’s cover too.
That way the individual gets to learn driving skills for life rather than to simply pay through the nose for the privilege of being young and - given the evidence of deaths, crashes & claims, etc - just another luckless & skint face in the peer group of those prone to crashes and RTI’s.
If we wrinklies on Trucknet know that we are still learning, why aren’t we more actively encouraging or even campaigning young 'uns (or indeed everyone!) to at least go one stage further than to pass the basic government test? Are driving test candidate’s lives so busy from passing the basic test onwards that they can’t be managed to squeeze in the small ask of getting better at what I argue is a significant social responsibility of driving efficiently, safely & courteously for the sanity of all?
We’d have safer workplaces and there’d be more jobs in Advanced Training for those that are so inclined …so it’s perhaps worth pushing for, eh 
Or maybe the UK Government already knows the benefits behind endorsing or legislating for a post-‘test’ training qualification (because we’re a congested island, etc) but, because they’re losing the plot of how to properly manage our needs, they’re waiting for the EU to make it law for us 
Or perhaps they are keen to fleece our kids and don’t care about congesting the roads because they’re feeding plenty of ££’s from insurance tax to help pay our EU subscription in Brussels
Either way, we’re being badly led because, eg., this week they care more about Gaddaffi’s post-mortem and closing down the hot-head that slotted him rather than managing the UK’s evidenced domestic needs.
Happy Keith:
porky:
'Be honest, you’d feel let down if I didn’t wedge in a dig at those fattened, EU nobodies - but I’ll be a monkey’s uncle if the EU aren’t behind the reason for hefty premiums - if only I could be bothered to research and prove it unless someone can argue that they’re not!
My own theory is that insurance companies play the stock market with your dough, when it takes a kicking and they are not winning at casino the cheeky barstewards come looking for more.
Yeah your all not lieing im getting quotes of around 3000-4000 for various cars including 1.0litres corses, 1.2 corses, 1.1 saxos, 1.2 puntos etcetc just the usual first time cars.
so its 4000 for a 1.2
I can get put on my mums 1.8 astra SRI for 2,800 but she doesn’t trust me driving! 
can’t your mother insure your car for you and have you has a named driver?. There are policies out there where you still earn no claims bonus whilst being a named driver.
I think admiral do it
One of the advantages of the EU allows you to shop around 
Has anyone tried getting a quote from this bloke?
mickyblue:
can’t your mother insure your car for you and have you has a named driver?. There are policies out there where you still earn no claims bonus whilst being a named driver.I think admiral do it
As a policeman, you should know it has to be insured by the main user.
The practice is called Fronting and is illegal
Joshh:
Yeah your all not lieing im getting quotes of around 3000-4000 for various cars including 1.0litres corses, 1.2 corses, 1.1 saxos, 1.2 puntos etcetc just the usual first time cars.so its 4000 for a 1.2
:
That’s cos thats wot all dee uvver yoofs wanna rap around a tree innit.
Pick a less chavtastic motor 
Wheel Nut:
mickyblue:
can’t your mother insure your car for you and have you has a named driver?. There are policies out there where you still earn no claims bonus whilst being a named driver.I think admiral do it
As a policeman, you should know it has to be insured by the main user.
The practice is called Fronting and is illegal
and it’s being cracked down on too, Malc
news.bbc.co.uk/1/hi/programmes/m … 052569.stm
I suppose like any good “dodge” it’s all about being believable
If lets say Josh’s mum owned and insured a car for Josh. It would be sensible for it to be a non yoof car and have a few of her possessions in it Perhaps a Carpenters CD or 2 and a ladys umbrella, perhaps even an old handbag and a few Boots/Superdrug or Sainsbugs receipts
Perhaps when it needs fuel, she could fill it on her credit card and Josh give her the cash whilst keeping the receipt in a convenient dashboard cubby hole. I’m sure you get my drift
If she appears to own a gawdy neon, lowered, shouty type ummm tisss ummmm tissss chavmobile with seats a spreading middle aged arse wouldn’t squeeze into (no offence josh) chances are, like a couple of my youngest daughters Burberry aquaintences, when you wrap it around the tree or run up someones back end, it will be no claim money only points and a fine
put a parent or an older relative on the insurance as a named driver and it will drop dramatically.
Also try different address’, i recently had a quote to change a ddress from a SA (S/W Wales) postcode to a birmingham postcode and the quote almost doubled.!! just for an address! needless to say my car is insured in wales at my parents home!
Wheel Nut:
mickyblue:
can’t your mother insure your car for you and have you has a named driver?. There are policies out there where you still earn no claims bonus whilst being a named driver.I think admiral do it
As a policeman, you should know it has to be insured by the main user.
The practice is called Fronting and is illegal
What you can do is to declare that the name driver is the owner and main driver of the vehicle and then it is not illegal
I have 2 cars insured in my name, My car with my wife as named driver and my wife’s car which is stated on the policy that the car is registered in my wife’s name and that she is the main driver.
Doing this allows me to use my 2 no claims discount policy’s that I have built up over the years.
(The reason I have 2 no claim discount policies is because I owned 2 cars at one stage and had them both insured on seperate policies and managed to build up alot of years on both no claims which makes my insurance on both cars cheaper)
Wheel Nut:
mickyblue:
can’t your mother insure your car for you and have you has a named driver?. There are policies out there where you still earn no claims bonus whilst being a named driver.I think admiral do it
As a policeman, you should know it has to be insured by the main user.
The practice is called Fronting and is illegal
not unless they share the motor
i got a 1.0 51 plate corsa and its just over £1500 been driving a year no accidents no points nothing…and it went up when i renewed last month
Happy Keith:
porky:
‘…Best way to get “cheap” insurance when young is so called classic insurance…’I challenge that.
Surely an even better way is to prove that one is a better driver and therefore worthy of a reduced premium is to pass the IAM test, or similar? Sounds better than being a whizz at finding the shadiest of companies with inevitable small print that would challenge the EU Banana Law (or millions of others besides) for nonsensical, Teflon coated bureaucracy.
Be honest, you’d feel let down if I didn’t wedge in a dig at those fattened, EU nobodies - but I’ll be a monkey’s uncle if the EU aren’t behind the reason for hefty premiums - if only I could be bothered to research and prove it unless someone can argue that they’re not!
Anyway, a fiver here says the costs to pass an advanced driving test would be comfortably within the ridiculous insurance premium figures that some have submitted on here with room toward a year’s cover too.
That way the individual gets to learn driving skills for life rather than to simply pay through the nose for the privilege of being young and - given the evidence of deaths, crashes & claims, etc - just another luckless & skint face in the peer group of those prone to crashes and RTI’s.
If we wrinklies on Trucknet know that we are still learning, why aren’t we more actively encouraging or even campaigning young 'uns (or indeed everyone!) to at least go one stage further than to pass the basic government test? Are driving test candidate’s lives so busy from passing the basic test onwards that they can’t be managed to squeeze in the small ask of getting better at what I argue is a significant social responsibility of driving efficiently, safely & courteously for the sanity of all?
We’d have safer workplaces and there’d be more jobs in Advanced Training for those that are so inclined …so it’s perhaps worth pushing for, eh
Or maybe the UK Government already knows the benefits behind endorsing or legislating for a post-‘test’ training qualification (because we’re a congested island, etc) but, because they’re losing the plot of how to properly manage our needs, they’re waiting for the EU to make it law for us
Or perhaps they are keen to fleece our kids and don’t care about congesting the roads because they’re feeding plenty of ££’s from insurance tax to help pay our EU subscription in Brussels
Either way, we’re being badly led because, eg., this week they care more about Gaddaffi’s post-mortem and closing down the hot-head that slotted him rather than managing the UK’s evidenced domestic needs.
I am part of IAM and Pass Plus and I can assure you, you’d be lucky if it brought down my insurance £500. I do have a brand new 2011 Astra J 2.0 though.
mickyblue:
Wheel Nut:
mickyblue:
‘… have you has a named driver … you still earn no claims bonus whilst being a named driver. I think admiral do it…’‘…you should know it has to be insured by the main user. The practice is … illegal…’
‘…not unless they share the motor…’
Confused? Little wonder that many folk chose to run without ■■■■ insurance.
Fight!