Copper warned me, but is it true?

Sorry but the copper is wrong, I have a disabled daughter and me being her main and only carer, I have a car that is reg. disabled and a blue badge also, As long as I display the blue badge I can park on any double yellow line for 2 hours except around airports and must not cause a obstruction.

IF the copper were to be right I would never have any insurance !?

laws, including parking laws try to be clear and covering all situations. For parking we are bound by what it says on the sign post. In reality, we drivers, police and wardens have to show flexibility. If a “nasty” situation occurs giving rise to a court hearing and potentially large monetary compensation, clever counsels will look for angles. ie the “bad” parking was a contributing factor and the judge and/or jury might take this into consideration in apportioning blame and settlement. An insurance could try to worm their way out of liability but I don’t think it would work unless something in the policy (…no liability is accepted for claims arising from illegal activities…) gave them a loophole.

As if the blooming job wasn’t hard enough in the first place!

Euro:
(…no liability is accepted for claims arising from illegal activities…)

Ever since the greedy councils got the idea to police parking to raise money from fines parking has been de-criminalised - therefore not an illegal activity.

I can confirm the insurance angle. Few years back I was sitting in a parked Transit in a quiet cul-de-sac with no parking restrictions, and twenty metres from a junction. An old bloke came round the corner behind me in a diesel Octavia, while passing me he met a car coming towards him, hit the accelerator instead of the brake (automatic) rammed the oncoming car head on pushing it backwards, bounced off and wiped out the side of my Transit, continued across two front gardens and smashed into the porch of a house ending up against the inner front door. Wrote off his car, my truck and the other car, and £8000 damage to the house. A 75 year old Parkinsons sufferer, he admitted to the Police, fire brigade and ambulance and the assembled crowd that he’d “panicked and pressed the wrong pedal” and it was all his fault. My insurers set to work and everything was in hand. A week or so later, he retracted his version and said it was my fault as I’d been parked near the junction and obstructed his view, and his insurance company immediately withdrew from their responsibility. Fortunately the Police had taken measurements at the time and also had a community copper meet me there to re-check, and as far as they were concerned I was completely in the clear. Even so, it took weeks and a solicitor to get the other insurer to accept fault and settle my costs. If I had been parked illegally I suspect the outcome would have been different.
Bernard

albion1938:
I can confirm the insurance angle. Few years back I was sitting in a parked Transit in a quiet cul-de-sac with no parking restrictions, and twenty metres from a junction. An old bloke came round the corner behind me in a diesel Octavia, while passing me he met a car coming towards him, hit the accelerator instead of the brake (automatic) rammed the oncoming car head on pushing it backwards, bounced off and wiped out the side of my Transit, continued across two front gardens and smashed into the porch of a house ending up against the inner front door. Wrote off his car, my truck and the other car, and £8000 damage to the house. A 75 year old Parkinsons sufferer, he admitted to the Police, fire brigade and ambulance and the assembled crowd that he’d “panicked and pressed the wrong pedal” and it was all his fault. My insurers set to work and everything was in hand. A week or so later, he retracted his version and said it was my fault as I’d been parked near the junction and obstructed his view, and his insurance company immediately withdrew from their responsibility. Fortunately the Police had taken measurements at the time and also had a community copper meet me there to re-check, and as far as they were concerned I was completely in the clear. Even so, it took weeks and a solicitor to get the other insurer to accept fault and settle my costs. If I had been parked illegally I suspect the outcome would have been different.
Bernard

If you had been parked illegally it would be very very very unusual for you to have been found liable.

If you hit a stationary object such as a parked car it’s almost always you’re fault

Sounds like he’s heard something and put 2 and 2 together about Insurer liability as opposed to Insurance under Road traffic act and got 5.

Traffic Rat:
Sounds like he’s heard something and put 2 and 2 together about Insurer liability as opposed to Insurance under Road traffic act and got 5.

So as a traffic officer you are confirming he was in fact talking bollox?

Traffic Rat:
Sounds like he’s heard something and put 2 and 2 together about Insurer liability as opposed to Insurance under Road traffic act and got 5.

Neither would make any difference to the OP’s parked car scenario

BillyHunt:
The more you deal with the police the more you realise just how little they know about the law, or anything come to think.

Don’t call anyone a name, or you will find just where their field of expertise lies !! :laughing:

m1cks, in essence yes. What you have to remember is the police is as wide and varied as truck drivers are, or any other job. There are goods one’s and crap ones. There those that know a lot about a little area of law, ie Me. Traffic law dead easy for me. Ask me one on local resolutions and Anti Social Behaviour, what I know could be wrote on the back of a ■■■ packet.
The trouble lies when someone hears something said somewhere, belives its correct without questions and repeats it. I belive you call it “CPC train ers” (well the odd one or 2)

Ghost01:
Here’s another, i was told by a hgv trailer firm that a driver had been fine for leaving his support bars on the floor of his trailer, VOSA said it was a insecure load, bars must be in holds across the trailers, here’s your fine ticket thank you :neutral_face:

And you believed them? :open_mouth:

Traffic Rat:
m1cks, in essence yes.

Good analogy, thanks.