Grandpa:
Great so why would anyone want to pay more for effectively only being covered against ‘destitution’ and being paralysed from the neck down.When they can pay less for income protection insurance which covers unemployment or any type of illness stopping them doing their own job.You know just like the train drivers and pilots have and which you supposedly have no issues with them claiming on as and when they need to.
As for retirement make your mind up.First you’re saying that you have no problem with people retiring at 60-65.Then you say that too many are ‘dipping into the pot’,Yes obviously they are dipping into the pot because they’ve reached the bleedin age of 60-65.
The fact is you’re just predictably using the National Insurance system as a political football to suit your own exploitative political prejudices and the irony is that the Labour movement hasn’t then met that by knocking the whole thing on the head and playing you at your own game.IE private insurance based income protection and retirement provision,‘regulated’/'recommended by the government and unions,to stop rip off abuses by the providers and wage demands tailored and ring fenced to pay for it.
At least until a point when we banish both the exploitative Thatcherite version of Capitalism and Socialism in favour of the type of progressive Fordist type Capitalist policies implemented by Kennedy in early 1960’s America.Oh wait suddenly Federalism doesn’t seem so bad after all given some clear level headed thinking at the top.
You’re beginning to struggle Carryfast. I said I have no problem with anyone claiming retirement at 60/65 if they’ve already been paying into the pot for decades. That’s completely different from people who claim and don’t pay in. I’m 100% for social security as a national insurance scheme, I’m against it being based on people helping themselves because they’re ‘entitled.’ I don’t have political prejudices, I detest all the main parties equally, but I’m also a realist. Private insurance is very different from government provided services. It wasn’t the rich that took your NI contribution money, it was successive socialist governments that decided someone else needed it more than you.
You will never take the exploitative content out of capitalism, it’s like having capitalism without private wealth ownership. Yet every country that abandoned capitalism or tried to use the profits of private wealth ownership to produce equality collapsed, without exception and capitalism was there long before Thatcher. You want progressivism? Do you know what progressivism really is if we take away the term ‘progress’ it disguises itself with?
https://hubpages.com/politics/The-Progressive-Movement
You’re never going to get your equal, fair and just society Carryfast, there’s no such thing and if you believe a government will make that kind of abstract a reality you’ll spend your life waiting for it to happen. If you look around the world today and look at what you have, you’re already in the 1%.
You say you’ve got no problem with anyone claiming their rightfully earned pension at 60 or 65 but they’ve raised the retirement age for precisely those pensioners.As for claiming your pension without paying in you do know about the qualifying conditions.IE you need a minimum of 10 years and the full pension is based on 35 years contributions which works out at £168 divided by 35 and decreases pro rata IE 20 years contributions gets £168 divided by 35 x 20.
While Kennedy’s version of Capitalism was obviously a world away from Thatcher’s and it showed in the economic figures and directly contradicted your ideas.With the figures proving a massive relative increase in social security spending resulting in around 6 times the amount of economic growth which our austerity crippled economy can manage.To which your obvious answer is yet more social security funding spending cuts.That’ll fix it.