Rip off finance companies

Last year I was trying to get hold of a copy of a road test done some years back. The publisher wanted £10 per page plus VAT which would have cost £60 for five pages and I would have to print them myself.

I then found a copy of the original magazine on ebay and bought that for four pounds. As they say it pays to shop around.

Mike-C:

rivits:
TBH Mike it was the £25 demand for changing my reg no , I really feel like wiping my bottom with their letter & sending it back to them. The deal involving my plate transfer was nothing to do with them.

From what you’ve said, it looks like the £25 was the straw that broke the camels back. I 'd imagine they could justify the 25 nicker on paperwork change, due to registration (they’d have to update their records?). I’d be more concerned at paying £195 for documents? If it cost £25 to make new ones, how come they where £195 in the first place?

Its a bit of an amalgamation of both Mike, I just get fed up getting shafted, its ok to say well I should save up like mad to buy a car cash but my needs are I need something reliable and trouble free as my work is a fair bit of a commute. I have tried the route of older cheaper cars and often had expensive reliability problems. I think though when I send a letter to them I will add on my £50 admin fee!!!

Looks like there’s good number of us feel the same way, been some good input here, hadn’t realised quite so many others detested the money grabbing, yes quite right, parasites.

In legion they prey on those who fall for the clever marketing, somehow giving the false impression to many that a certain lifestyle will bring, what?, happiness, fulfilment, contentment, make one attractive etc etc, and the route to that desirable ideal world is via new things, that others, equally enamoured with this false god, see, instead of seeing the person.

I didn’t know that the young Eccleston had managed to get through the cost of decent hospital for one bloody wedding
Nor did i know how much footballers (i assume they are, personally i can’t abide the game) were currently being paid to enjoy themselves kicking a ball about.
I don’t read newspapers, haven’t bought one for 30 years, don’t watch the daily propaganda broadcast either…sorry the news…and we avoid the sort of programs where the modern excuse for a celebrity is likely to be seen.

I don’t understand the celebrity culture at all, by their excesses they disgust me, i wouldn’t ■■■■ on them if they were on fire.
They will do anything for money…out of the limelight for a couple of years, can’t have that might have to do a days work to make a crust and that would never do, so if you’re female you leave your nickers off and make sure the paparazzi sneak a pic of the old jack and danny as you recline legs akimbo in the limo, if you’re a bloke you sign up some crass program and eat worms.

If they haven’t made enough £millions in a year they might (as one certain well liked female mathematician did) advertise loans for working class people to aspire to their celebrity lifestyle.

(Talking of girls/women for a mo, those old enough to remember the 60’s and 70’s and even the 80’s, the girls from those years didn’t need to show off their nethers to be as ■■■■ as hell, there were some lovely women from those times whom you never ever saw reeling drunk showing their underwear, or worse, to all and sundry, yet they were alluring calm confident and lovely.
How different to now.)…ok back to me rant…

They’ve never got too much money…and if that pleases them in their empty lives good luck to them…BUT Why in all that is holy do people take such an avid interest in them, if one of these celebs (that i could recognise) was walking up the street i’d cross the road to avoid them, why do people hero worship them so.

Maybe we should form a drivers anti finance movement, encourage our flock to get off the parasite’s treadmill of money, only buy what we can afford with money that we have, and let the leeches rot in their walled and guarded exclusive estates.

Don’t know if you can make head or tail of that lot…:wink:

The workers in the past would be ashamed to say that they were in debt.One term used was cut your coat according to your cloth.I have shopped at Oxfam in the past.Have the Muslims got it right with their Sharia law that says you cant profit through lending money.?

Juddian:
Don’t know if you can make head or tail of that lot…:wink:

I can, sort of.

I have a bunch of mates that includes a barrister, a successful folk rock singer & a retired atomic bomb technician, trust me that some of my other mates consider these to be thicko’s !

In the hazy mists of recollection of the last time we were all in the same room, I remember that it was the folk singer who first brought up the subject that the interest paid on debt is the only true value of currency !

Whoosh over the heads of most folk, our wimmin certainly walked away & did their own thing, but brain food for those of us who are still awake.

I reckon you’d fit in well. Are you a rogue, a vagabond, or a ne’er do weller ?

Without wishing to sound like some old, exhumed hippie, I can see relevances in modern consumerist greed to the four noble truths, as taught by Gautama Buddha some 2,500 years ago. In the second of the noble truths, he taught (amongst other things) that the root of all suffering is desire - tanha - more specifically, craving or misplaced desire. Many people are now psychologically locked into a vicious cycle of endless, delusional self-betterment, and they see the route to this goal - as you rightly state, Juddian, as acquisition of what are only ever shallow, transient possessions. You dont need me to give you examples - theyre all around us. It is exactly this futile struggle that feeds the Cheshire-dwelling finance terrorists that we all loathe with such passion.

OM…!!!

■■■■■■■:
It is exactly this futile struggle that feeds the Cheshire-dwelling finance terrorists that we all loathe with such passion.

OM…!!!

I don’t loathe them, I pity them.

I discovered what was truly valuable only after it was too late for me.

I showered my kids with my material wealth & toys that cost lots of money. They tell me now that all they ever wanted was my attention.

Nowadays, I shower my grandkids with my attention, sometimes mummy & daddy don’t have the time.

That`s obviously a very personal post, Chas. I actually feel quite emotional reading that.

Chas,show your post to mummy and daddy.Are they to busy earning money to buy the "must haves"that you bought a generation ago?

I got caught out by this Corporate Greed a couple of weeks ago.
I make £160 per year from £750
(Around 21% not bad these days)
Got 3 accounts with Halifax-my name, lady ‘V’ & a joint acc,

Set up a standing order into each account for a minimum £750 + allow for the direct debits(you have to have 2x direct debits on each of the accounts, not a problem ‘usually’ one has the life insurance policies, one has the Barclaycard & the water, the last acc has the TV licence & Denplan)
Then 4 or 5 days later (allowing if weekends & bank holidays) set a standing order up to send the £750 back to my 123 acc (where it makes 3% just sitting there) then sit back & let it happen (but keep your eye on things)

One of the direct debits went up by £1.34 & I didn’t notice for 12 days, & the account went “38 pence” overdrawn !

I lost out on the £5 reward & they are trying to charge me £5 a day for using an unplanned overdraft.

So 38 pence is ‘potentially’ going to cost me £65.

I know it’s in the terms & conditions, but it just shows you how ruthless these PARASITES are !

It wouldn’t be so bad if it was £20 or £30 overdrawn but 38 pence ?

Good job this subject came up, I just read the letter & realised how much this mistake is going to cost, so I’m sending a letter today asking them to reduce the charge to Zero as I’ve already forfeited the £5 reward for January & I’ve got a few grand in the Halifax in the form of Cash & Stocks n Shares ISA’s, that will be moved if the Rip Me Off !

I moved all my financial affairs from TSB many years ago after they started playing silly buggers with my direct debits. The usual pathetic ploy of debiting payments 2 or 3 days early, just before my regular pay went in, then swiping £20+ for themselves for a “failed” transaction. After a few irate visits to get this money re-instated, enough was enough. Screw em - theres too much competition out there to put up with that disrespectful nonsense. :imp:

Well I went ahead and did it , probably wont get much joy but at least I am trying!!!

epetitions.direct.gov.uk/petitions/61324