Those “small” charges really ■■■■■■■ the value of the pension over decades tho. Especially when they take the charge money even when the value of your pension is plummeting like a stone.
JeffA:
Those “small” charges really ■■■■■■■ the value of the pension over decades tho. Especially when they take the charge money even when the value of your pension is plummeting like a stone.
Says WHO!!!
Are you ignoring those other members on here whose pensions are doing rather well same as me!!!
Small Management charges or not I’m happy enough with 200%+ gains sitting on my fat hole,
(ref monies invested) in my SIPP since starting it in 2008!!! Lol
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Every pension expert there is says it.
JeffA:
Every pension expert there is says it.
That the charges “■■■■■■■ your pension”■■?
I’ve NEVER read that and I’ve been investing wee bits/pieces since 1984!!!
Your STILL on the glue!!! Lol
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Big Truck:
JeffA:
Those “small” charges really ■■■■■■■ the value of the pension over decades tho. Especially when they take the charge money even when the value of your pension is plummeting like a stone.Says WHO!!!
Are you ignoring those other members on here whose pensions are doing rather well same as me!!!Small Management charges or not I’m happy enough with 200%+ gains sitting on my fat hole,
(ref monies invested) in my SIPP since starting it in 2008!!! LolSent from my SM-A125F using Tapatalk
Remember that if losing funds are hiding from customers that their fund is plummenting right now, then you can bet your PPE boots that the ones announcing “Your fund is doing fine” - have a good number of liars among them, simply because these funds never actually itemize what the little adding up profits come from, and how much their “management charges” detract from that, even during the so-called “Good Years” where they didn’t so much “out-perform the market”, just “kept up with it”.
Eg. the vast majority of “Funds” have “good years” when the stock market is sharply higher that year, even those funds that are not supposed to be “trackers”…
People thought that Marconi, Telewest, Lehmans and Enron were top-notch investments 24 hours before they blew up, don’t forget…
Winseer:
Big Truck:
JeffA:
Those “small” charges really ■■■■■■■ the value of the pension over decades tho. Especially when they take the charge money even when the value of your pension is plummeting like a stone.Says WHO!!!
Are you ignoring those other members on here whose pensions are doing rather well same as me!!!Small Management charges or not I’m happy enough with 200%+ gains sitting on my fat hole,
(ref monies invested) in my SIPP since starting it in 2008!!! LolSent from my SM-A125F using Tapatalk
Remember that if losing funds are hiding from customers that their fund is plummenting right now, then you can bet your PPE boots that the ones announcing “Your fund is doing fine” - have a good number of liars among them, simply because these funds never actually itemize what the little adding up profits come from, and how much their “management charges” detract from that, even during the so-called “Good Years” where they didn’t so much “out-perform the market”, just “kept up with it”.
Eg. the vast majority of “Funds” have “good years” when the stock market is sharply higher that year, even those funds that are not supposed to be “trackers”…
People thought that Marconi, Telewest, Lehmans and Enron were top-notch investments 24 hours before they blew up, don’t forget…
Plus don’t forget you can get run over by a bus crossing the road!!!
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I’m not really upto speed on pensions so if I’m paying 40 pw salary sacrifice & a employers pension of £27 does that mean there’s £67 going into my pension , if not where the salary sacrifice going ? Ta
dozy:
I’m not really upto speed on pensions so if I’m paying 40 pw salary sacrifice & a employers pension of £27 does that mean there’s £67 going into my pension , if not where the salary sacrifice going ? Ta
Yes £67/week going into your pension pot.
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Big Truck:
dozy:
I’m not really upto speed on pensions so if I’m paying 40 pw salary sacrifice & a employers pension of £27 does that mean there’s £67 going into my pension , if not where the salary sacrifice going ? TaYes £67/week going into your pension pot.
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Thanks big truck
dozy:
Big Truck:
dozy:
I’m not really upto speed on pensions so if I’m paying 40 pw salary sacrifice & a employers pension of £27 does that mean there’s £67 going into my pension , if not where the salary sacrifice going ? TaYes £67/week going into your pension pot.
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Thanks big truck
You should be able to get customer services number for your firms pension provider by asking HR.
They then in turn should be able to send you details of monies paid in from you/Employer etc etc.
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