I’m sure that any passenger carried is covered by insurance as long as the vehicle has the capacity to carry them. It is a legal right although often companies will tell you otherwise, however they may have their own rules about whether passengers are authorised.
If you carry passengers without authorisation they will be covered by insurance although you might be in the ■■■■ if it all goes wrong.
Chas:
Spam-Javelin:
Any passenger of any vehicle is automatically covered on any insurance policy wether employed or not. This is law. It is company policy that decides wether you can or not.A few of us know that you are not just wrong, but horribly WRONG.
You are confusing the insewerars legal obligation towards a third party (the passenger) with the insewerars T&C’s. If they say you shouldn’t carry a passenger then there are good reasons why you shouldn’t !
If however, you would care to scan the relevant section of YOUR insewerance policy that would prove everyone else WRONG, then please feel free to do so.
It’s insurance! Think you need to look a little further into automatic insurance.
8wheels:
I’m sure that any passenger carried is covered by insurance as long as the vehicle has the capacity to carry them. It is a legal right although often companies will tell you otherwise, however they may have their own rules about whether passengers are authorised.If you carry passengers without authorisation they will be covered by insurance although you might be in the [zb] if it all goes wrong.
Exactly.
I’m on nights, Friday and Sunday every week as part time work, my lads been coming with me since I started nearly 3 years ago, he’s 16 now and both companies I’ve worked for haven’t had a problem, but I do wholesale markets, farm collections and rdc’s, if I’m on a rdc run he just jumps on the bunk and chucks a coat over him, I personally don’t see the problem if there not getting out the cab.
Chas:
I’ve took many friends & family along for the ride but sadly, not with the current shower of [zb].
+1
I’ve had jobs where you can take people with you, and jobs where you can’t.
I usually find it’s the larger ‘logistics’ companies that won’t allow passengers ‘for insurance reasons’.
I doubt they’re not insured, but in the event of a claim I’m sure it will effect the companies insurance.
I’ve worked for quite a few small firms that were fine with people going along, especially on night trunks.
Used to take my brother in law with me on my Heathrow trunks most Friday nights.
Took my nephew a good few times too when he’s been on school holidays, he used to love it and tell all his school mates.
Once he did have to wait with the girls in Seaforth Docks whilst I went in and swapped my boxes - no children allowed on the dock - and they were all fussing over him whilst I was inside so he tells me, I find this hard to believe after years of dealing with the girls in there - Pauline is friendly though, but I don’t think she was in that day.
Only way to know is to ask the boss, if it’s an outbase and no bosses around, just take them - but take a spare hi-vis for them and any other PPE that might be required 
Where I work passengers are allowed and out of the three tipper firms I’ve worked for, they’re the only ones that allow it. Any passengers under 18 would need to hide at Cemex and Hanson sites if I was hauling for them though.
When I delivered flour, they allowed passengers (when you weren’t given a mate) but they weren’t meant to assist in unloading.
I used to go with my dad so often in school holidays and Saturday mornings. I loved Saturdays, no bosses about so I got to have a ride in the Drotts on the tip. I was taught the basics of driving an Akerman excavator at about 7 years old. 
When I was at ASDA Washington I took the brother with me one night, he was getting out the army & wanted to see what the job was like. I picked him up outside the depot & went to drops in edinburgh & livingston, dropped him back at his car. Never asked for permission & they never found out. Strangely he never came into the business.
There’s a lot of misinformation in this thread regarding insurance. As some have observed, the law (Road Traffic Acts) requires that all motor insurance policies cover third party risks - and that includes passengers. So if you do take a passenger with you, the insurance will cover them in the event of a claim for death or injury, and you will not be liable to prosecution for having no insurance.
HOWEVER there are two parties to an insurance contract - the policyholder and the insurance company. If the terms of the contract stipulate that passengers may not be carried, the insurance company may be able to recover whatever 3rd Party claims they have had to pay out from the policyholder.
Similarly with MoT tests and “roadworthiness” clauses in motor insurance policies - the insurer cannot refuse a 3rd Party claim on the grounds that your vehicle was not MoT tested or “kept in a roadworthy condition”, but they could come back to you, the policyholder, to recover what they have had to pay out. In such circumstances you would not be liable to prosecution for having no insurance.