Just going through this now, do not go through Umbrella, total rip off.
Plugster:
thanks for all the comments and i know they are taking ■■■■, but thats not what im asking, what im asking is what expenses can i claim and what do they come out of,i could report them but what wwould become of it, nothing thats what, these agencys arent soft and there back are well covered, and as for not being self employed, i am im hiring my services to them and they provide the tools for me to do the job, this is one of the biggest agencys in the country and im pretty sure what there doing is legal, it may be immoral but thats business for ya, i know i can get an accountant for buttons, my uncle is a chief account at a larger aerospace firm and he would do my books for nothing, thats not the point, if i want the work from this agency working for a local supermarket at £2 above PAYE then this is the only route, and as for holiday pay i dont care about that, i will be getting holiday as i pay my self a wage, in this world its either work with the chance you get or get dragged down stacking shelves for minimum wage, its the way UK has gone, business friendly i believe its called more like us and them[/quote
Your not getting £2.00 above paye if your not getting holiday pay, that like these monkeys that include nights out in there wages.
isnt there something with the vat for a small company in that you if you only claim 10% or somewhere around that figure you don’t need to submit vat returns then am sure I read it somewhere
nedflanders:
isnt there something with the vat for a small company in that you if you only claim 10% or somewhere around that figure you don’t need to submit vat returns then am sure I read it somewhere
It’s called the ‘flat rate scheme’: HM Revenue & Customs
Best advice for the OP is to make sure you have more than one contract. HMRC are turning their attention to sham S/E through agencies - it’s why some agencies are reverting to taking drivers on PAYE so they don’t stand out, and it isn’t just the case of you ‘hiring your services and they provide the tools’. It’s more that you have not got control over when and where you work (& that doesn’t mean can you turn down the odd shift), do you risk your own money? can you hire someone to go in your place should the need arise? and most important of all, do you work for & invoice more than one company? If the answer is no to any or all of these then under HMRC rules you are an employee and they are turning their sights on such agencies/drivers, & it isn’t the agency who will have to pay the back-tax/NI.
So are you Ltd company or Umbrella scheme ?
Plugster:
so ive registered with an agency that if i want work i have to got ltd to work for, the accountants bill is £9 a week and they take 5% of the weekly earned
You’ve been well and truly mugged.
got no choice either use them or dont work for this agency but it one of the best payer in this area
THEY’RE PAYING YOU NATIONAL MINIMUM WAGE.
Holiday pay you don’t get and employers NI which you’ll have to pay come to about 25% of your wages. The accountants cut brings that to about 30%. So if you’re getting paid £9/hr you’re actually only really working for £6.30.
what im asking is what expenses can i claim and what do they come out of,
The £9/hr you’re getting paid.
i will be getting holiday as i pay my self a wage
Whereas everyone else on PAYE will be getting holiday ON TOP of their wage.
in this world its either work with the chance you get or get dragged down stacking shelves for minimum wage
Instead you’re driving a truck for minimum wage. By the time you deduct the holiday pay percentage, the employers NI you’ll have to pay yourself and the umbrella company cut you’re working for NMW wage.
its the way UK has gone,
The only reason the country is going the way it is is because of an endless stream of stupid halfwits who are prepared to do this in belief that an extra couple of quid an hour Ltd via umbrella makes up for the holiday pay you don’t get and the fees you have to pay. At the end of the day if agency drivers stopped doing this they’d have absolutely no choice than to put everyone on PAYE and pay them properly or pay proper self employed rates but whilst they’ve a string of ■■■■■ like you it’ll never change. YOU are the reason the UK is the way its gone.
crystal clear answers, so that’s cleared that up then!
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sort your tone out keyboard warrior and get back too bullying old women out the middle lane,
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who said im getting paid £9 an hour
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Do you get much other than knocks on your cab door at 2 am
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dont want abuse want answers
%)go ■■■■ yourself
6)i know there leeches but im still working out miles better off
Plugster:
sort your tone out keyboard warrior and get back too bullying old women out the middle lane,
who said im getting paid £9 an hour
Do you get much other than knocks on your cab door at 2 am
dont want abuse want answers
%)go [zb] yourself
6)i know there leeches but im still working out miles better off
Conor does have a rather… unique tone, it has to be said, but the meat of his post is correct. Brolly schemes are just a scam that line the agency’s pockets and give you the illusion that you’re making a decent wedge. It’s a load of old ■■■■ and I speak from experience until I saw the light. The extra £1300 you’re paying in fees over a ltd co accountant will quickly wipe out your “im still working out miles better off” theory.
You say that this particular agency won’t use you if you don’t sign up to their brolly scheme. Well my advice to you is to tell them thanks but no thanks and find an agency that will use ltd co. Don’t tell me none exist because they do - it’s just a matter of doing your research and you’ll also find some that will pay what you charge.
Along with IR35 legislation, HMRC also have Managed Service Company legislation at their fingertips and this is stricter legislation than IR35. Usual Government Legislation where no-one actually can agree on the interpretation of the legislation, like case law it will evolve along the way to suit the powers that be. So if you use a payroll/accountant be a little careful.
I am a new driver, but I currently have my own business in a different industry. In time I want to operate my own rig to use in my plant delivery business. In the mean time I am want to get experience, mainly because the insurance quotes I’m getting for operating my own wagon are huge until I get 2 years experience.
I know how to operate a business, I don’t really need an accountant anymore and I know the pros and cons of being ltd as opposed to being PAYE. My issue, however, is finding work as Ltd as a new driver. It is seemingly impossible! The agencies who are willing to find work for new drivers want you to sign up to umbrella firms, or pay you PAYE. There seem very few who offer contract work which is exactly that. It is either PAYE from themselves or through an umbrella company.
Where did it all go wrong? You would think it would be an attractive proposition for an agency to accept drivers as ltd, less paper work for them for a start.
And then there is what Connor has mentioned. The fact that after the costs of using such umbrella schemes you are left with even less pay! I know there are those umbrellas which say they can pay you PAYE and then claim costs on your behalf, but anyone on PAYE can do this anyway. It is all a money grabbing con and a terrible shame.
With regret, as a new driver, I am finding it very likely that I will have to accept the agencies terms. I need to start driving!
There are loads of agencies operating that will give work to Ltd company drivers.
robbo99:
There are loads of agencies operating that will give work to Ltd company drivers.
I humbly beg of you to find me one somewhere between Bristol and Exeter, who are willing to take new drivers 
If an agency will take a new driver on on PAYE then surely they will give work to a new driver through a Ltd company. The lack of driving experience is the same whether you are PAYE or Ltd Company. Lack of 2 years experience is usually the stumbling block, dont know about your area but ive never had a problem as a Ltd Company driver getting work.
robbo99:
If an agency will take a new driver on on PAYE then surely they will give work to a new driver through a Ltd company.
I cannot dispute your logic. I think exactly the same. The response I have been getting is normally “my hands are tied”. In my business when I only have temporary work offering that work to someone who is self employed or ltd is a lot easier in terms of the paper work involved.
I guess I just have to be more pushy with these agencies!
I would keep ringing around, as I say unless its different in your area, are you saying that if you have experience that they will give work to you as a Ltd company, if so then I would bluff my way through, its the old adage how do you get a job without experience but how do you get the experience.
jonesy1985:
robbo99:
There are loads of agencies operating that will give work to Ltd company drivers.I humbly beg of you to find me one somewhere between Bristol and Exeter, who are willing to take new drivers
Try Milestone mate. I know they are in a lot of Nobbies depots, not too sure where the nearest one to you would be though tbh. They ONLY take people on as PAYE (as a last resort) or preferably Ltd Co, after a recent shake up they will not use an umbrella thingymajig any more.
the maoster:
jonesy1985:
robbo99:
There are loads of agencies operating that will give work to Ltd company drivers.I humbly beg of you to find me one somewhere between Bristol and Exeter, who are willing to take new drivers
Try Milestone mate. I know they are in a lot of Nobbies depots, not too sure where the nearest one to you would be though tbh. They ONLY take people on as PAYE (as a last resort) or preferably Ltd Co, after a recent shake up they will not use an umbrella thingymajig any more.
^^^^^
Nob on, they have been onto me this morning, they prefer LTD, and the rates are decent, they are everywhere, Nobby/Eddie/DHL, to name three giants of the logistics game 
Limited Companies drivers registering with agencies and still having to fill in forms and taking a little test about driving hours etc when you have your dcpc card - sorry am I missing something here did we not set up as a limited company to supply a service or just to help these agencies out with their costs.
Aren’t we supposed to be supplying a service to these agencies so that they can continue making a living, why are we still letting these agencies hold the cards and dictate the rates etc?
You set yourself up as a limited company to improve yourself don’t you ?