Forget the mortgage …dont forget cash is King.!!!
Clearly Anthony is going to be better off and I know several people who work in a similar situation but what always concerns me is HMRC and IR35. Has any self employed people had any problems with IR35?
Just received my payslip. After much dispute with the ol’ grumpy ■■■■■■■ Dieseldomepls, more than happy to share I’m over £140 up this week over normal PAYE weeks.
Guess he was right all along
Lusk:
Clearly Anthony is going to be better off and I know several people who work in a similar situation but what always concerns me is HMRC and IR35. Has any self employed people had any problems with IR35?
You will not have a problem with IR35 if YOU choose where you work and for what rate.
Also you need to work for more than one company or agency or the revenue could say you are virtually full time for the one company which is where IR35 would bite your arse.
trubster:
Lusk:
Clearly Anthony is going to be better off and I know several people who work in a similar situation but what always concerns me is HMRC and IR35. Has any self employed people had any problems with IR35?You will not have a problem with IR35 if YOU choose where you work and for what rate.
Also you need to work for more than one company or agency or the revenue could say you are virtually full time for the one company which is where IR35 would bite your arse.
An interesting comment…
Given that I’ve been working for the same company for the past year working three to four days per week and working anything upto 60 hours per week, what are your thoughts on me and IR35. They ask me if I can work and most of the time I say yes. Do you think that I ought to try and get one day per week with somebody else?
You could do with a few weeks elsewhere.
trubster:
You could do with a few weeks elsewhere.
Not what I wanted to hear, but thanks!
Lusk:
trubster:
Lusk:
Clearly Anthony is going to be better off and I know several people who work in a similar situation but what always concerns me is HMRC and IR35. Has any self employed people had any problems with IR35?You will not have a problem with IR35 if YOU choose where you work and for what rate.
Also you need to work for more than one company or agency or the revenue could say you are virtually full time for the one company which is where IR35 would bite your arse.
An interesting comment…
Given that I’ve been working for the same company for the past year working three to four days per week and working anything upto 60 hours per week, what are your thoughts on me and IR35. They ask me if I can work and most of the time I say yes. Do you think that I ought to try and get one day per week with somebody else?
To keep HMRC off your case, you’re best off having more than one income source or client - so get on the books elsewhere and do the odd day for them to cover yourself.
Herongate:
Lusk:
trubster:
Lusk:
Clearly Anthony is going to be better off and I know several people who work in a similar situation but what always concerns me is HMRC and IR35. Has any self employed people had any problems with IR35?You will not have a problem with IR35 if YOU choose where you work and for what rate.
Also you need to work for more than one company or agency or the revenue could say you are virtually full time for the one company which is where IR35 would bite your arse.
An interesting comment…
Given that I’ve been working for the same company for the past year working three to four days per week and working anything upto 60 hours per week, what are your thoughts on me and IR35. They ask me if I can work and most of the time I say yes. Do you think that I ought to try and get one day per week with somebody else?
To keep HMRC off your case, you’re best off having more than one income source or client - so get on the books elsewhere and do the odd day for them to cover yourself.
Thanks for this. About 95% of my income is through the one company driving, the remainder is from two other companies providing admin services. Do you still reckon this is pushing it?
Lusk:
Thanks for this. About 95% of my income is through the one company driving, the remainder is from two other companies providing admin services. Do you still reckon this is pushing it?
Should be ok, HMRC will just want to see different names etc. I’m similar, one firm makes up the bulk of my work, the rest are just odd in-fill days - have never had it questioned.
Cheers. Will have a look around though and try to get another customer on board.
Am I allow to ask on here whether anybody needs a CPC holder…PM me for more details 
Actually HMRC are not that ■■■■… you can work exclusively for one client, as long as you can show that
- you can send someone else in your place if your having a bad day (hangover?
) - That you are available to work for others if your main client doesn’t have any work ( not bound by an exclusivity contract)
Having worked for a single client as a contractor and had discussions with HMRC about this, they accept that all situations are different, the biggest thing with HMRC is you have to talk to them and explain what your doing- they are pretty reasonable, but if you don’t talk with them they suspect the worst and deal with you accordingly.
If you don’t talk to them they apply the letter of the law, because they don’t know anything better to do with you- you haven’t provided them with any info, if you tell them what you are doing they have a huge leeway to interpret IR35 in each personal circumstance
Lusk:
Am I allow to ask on here whether anybody needs a CPC holder
I can loan you a couple of mine 
over half the forum members hold an operator CPC
Thank you, to the op for doing this detailed post.
Truckulent:
It certainly is not worth it for a pound an hour more pay.Aghhh!! Rates are negotiable when you’re self employed. How many businesses do you know that allow the customer to set the price they pay■■? Have you ever asked for more money?
Don’t believe everything an agency (or even business owner) says at first…
You’re selling a service and if you can do the job well, that’s worth a premium to someone. However, if you just accept what they say, they’ll happily just pay you a quid an hour more.
The last deal I did (with an agency) was quick and easy. He offered me the PAYE rate and, after I’d had a chuckle with him over it, we shook hands on a rate some £4.50 an hour more than the PAYE agency lads were on…plus a similar overtime increase after 8 hours.
He then admitted that most drivers don’t ask so they don’t give. Fair enough this wasn’t available on every contract they had - he made that clear. All but one though. Which is why I will only work on the ones it was available on…
Of course rates are negotiable if you are truly self employed, you can charge what you like, have you tried going in at £30, £40 an hour? 
whether you get any work or not is a different matter.
Most self employed drivers are not really self employed, they are offered a pound an hour more by the agency on a take it or leave it basis, and then have to sign up to an umbrella company where they will be duly fleeced.
Driving is the worst paid work that I do, it is convenient and easy if I have nothing else to do.