Benjie83:
First off big congrats on the job front op, and above all else for finding the courage to break the chains and get going again, and for that I wish you the best of British, you will flourish as you’ve already took the hardest steps, the rests now down to your grounds keeping skills [emoji106]
Now if I may I’ve a little tip I’ve used over the years, which I hope may be of use too you if your not aware of it…
Once your paying tax, and IF you can afford to do so, I’d highly recommend NOT saying a word to the agency about the emergency tax code im pretty certain your going to be issued due to your spell off HMRC radar.
OP I’m not sure if your aware or not but its actually your responsibility to chase HMRC if your tax/code is wrong, so be it paying too much or too little or NOT KNOWING WHAT AMD EMERGENCY TAX CODE IS, cough cough [emoji38]
So should any agency or employers mention your on one, or paying too much I’d simply say ‘no fears me dears alls in hand’ and toddle off for a spot of lunch, but be mindful to be sure your over paying and not under!!
It’s rare you’d be under paying if your PAYE but keep an eye, trust me if your earning £150 a week an only payin £1.50 I’d be on phone… (BUT NOT TO HMRC OR ANY AGENCY /EMPLOYER!!)…
BUT A FRIENDLY INDEPENDENT FINANCIAL ADVISORY BODY [emoji6][emoji6]
On the other hand if your paying £20+ I’d be getting amnesia for 12+ months [emoji6][emoji106]
NOW I’d recommend doing as I do and treat that little loop hole, once sure your on the up stream of it, as a nice little savers account that will help with your next steps, so I’d already be looking for the next role to do if/when your current one may Finish as those employment cross overs generate all sorts of time consuming paper work that gets left unattended over many many months… (16 of em for me this time, knew I were [zb] at math for a reason [emoji38])… then HMRC notice it and send you a little reminder that woops they owe YOU money…
Such bloody idiots they are [emoji849][emoji38]
It’s one of the many reasons why I like to change jobs just around the spring time, mostly due to the financial authorities being so busy I feel its rude to bother them during such times, times of austerity can be of great blessings [emoji16]
As an example, Tax year before last I received a very nice three figure rebate, at a cost of about £25 a week to pocket wage, nae bother i dropped to tesco diesel instead of shell rocket juice, and scrapped a couple little luxuries.
I grew up poor so I know how to make bread stretch…
Well that paid for class two licence, so job done [emoji106]
Just recieved another rebate this week funnily enough and that’s gone straight to paying back family who leant me for my class one, so short term loss has helped the long term aims [emoji6]
It’s all just a case of being able to spot the little blessings amongst the nails, and taking a few nails to be able to spot the blessings, Lord gives us what we need, not what we want, upto us to interpret it, and go forth from it [emoji6]
Now get cracking, and Best of luck bud [emoji6][emoji256]
Sent from my VOG-L09 using Tapatalk
Thanks for the encouragement and the advice, I’ve got it all sorted on the tax front already 