manalishi:
Freemasons are the reason Rolf,Jim davidson-(grandmaster) and Cyril Smith amongst others,have swilled and filled their filthy boots for many a year.They are well protected by fellow masons,its the way it rolls for them.If more folk had a real education on this,on the surface benign,organisation and it’s deeply sinister connections to ancient Kabbalic,satanic practices they would begin to comprehend just how intrinsically cancerous this entity pervades the body politic of our repulsive political system of control.
Jimmy Saville was a 32nd degree mason,hence the regular friday night gatherings with senior cops at his drum in Leeds.All top rank cops are masons pretty useful for evil satan worshipping pedarests such as he to indulge obliviously for decades.Ditto Cyril Smith apparently a member of the most powerful Scottish Rite Of Freemasonery for many years.
The ultimate dude of the Palladian rite of masonery,one Albert Pike wrote a very interesting letter in his ‘Morals and Dogma’ opus detailing the ultimate agenda of the wizards behind the curtain,who pull the levers of power in todays world and I wo6ld recommend anyone investigate his ruminations as they are without doubt unravelling at a fair rate of knots especially in the middle east at present.
And there are aliens at Area 51, Elvis lives , and Jane Fonda hasn’t had facial surgery.
I’m not one but worked for many years with a fairly high ranking one. It’s like any club or organisation. Or federation or chamber of commerce. You deal with members.
Also before completely assassinating them take time to see how much they donate to charity and charitable work they undertake
I think HMRC will have a go for us with this investigation into “umbrella” self-employed status. They’re not happy about it and if anyone can have the laws changed to suit them it’s HMRC.
I dont get the anti umbrella thing either. Costs £9 a week and ended up paying half the tax and up min£60 a week. Why be a company man for little over min wage. For the angencys to end employers need to match the wages.
Boycie2013:
What the problem is a lot of agy drivers I no are complacent on working for same agy at x rate lineing who’s pockets…
.
If you knew what the agencies make you’d wonder why they bother.
That £10/hr they pay you on PAYE costs them roughly £13 by the time you factor in holiday pay and employers NI. So they make £2/hr off you or £100 a week.
Say they’ve got 50 drivers out, that is £5000 a week. Sounds a lot doesn’t it? Except that…
£500 a week to rent the office
£100 a week business rates
£100 a week utilities
£1500 a week staff wages
£500 in vehicle/fuel expenses for sales staff
And then there’s things like insurance, advertising etc etc etc.
Then there’s the fact they have to pay you the following week and may not see the money they’ve invoiced for your time for a couple of months or more if at all. Certainly when I did self employed directly a couple of my clients were on 60 day terms invoiced monthly meaning the work I did on 1st August I didn’t see any money for until 1st November assuming they paid on time.
m_attt:
I dont get the anti umbrella thing either. Costs £9 a week and ended up paying half the tax and up min£60 a week. Why be a company man for little over min wage. For the angencys to end employers need to match the wages.
First of all the £1/hr extra you get barely covers the holiday pay you don’t get. When you factor in the admin fees you’re worse off than PAYE. Nothing you claim via umbrella cannot be claimed on PAYE so you are no better off.
For agencies to end you’d have to completely abolish just in time logistics in every business in the entire country. It would mean the cost of everything would rocket as places like supermarkets would be required to carry more stock than they actually need.
Agencies are part of the reason price of stuff is so cheap. It allows everyone to reduce their costs.
Where do you get the £1ph from. I swapped from paye and it was alot more than a £1. Saw the difference in my wageslips straight away too. I only did it on the agreement I could swap back if wasnt happy. It litrally chopped 1/2 to 2/3 of my tax an thats inc umbrella fee an niers.
If you pay for umbrella, then you need max hours to make it pay for you as well. Working 1 or 6 shifts in a week is all the same for the agency - if you pay a flat rate commission of say, £35 a week to process each payslip…
£35 out of £700 gross is a lot better value than £35 out of £120 essentially.
m_attt:
Where do you get the £1ph from. I swapped from paye and it was alot more than a £1. Saw the difference in my wageslips straight away too. I only did it on the agreement I could swap back if wasnt happy. It litrally chopped 1/2 to 2/3 of my tax an thats inc umbrella fee an niers.
Most agencies I’ve seen only pay £1/hr more for self employed/umbrella than PAYE.
Quite sure you’d see a difference in your wageslip - after all they’re applying expenses immediately so you pay less tax straight away. However over the year you’re worse off than someone on PAYE claiming the expenses via a P87 as they won’t have umbrella fees to pay plus they’ll get holiday pay you won’t. Only difference is they have to wait to get a cheque from HMRC for what they’re claiming.
Also when it comes to getting a mortgage or a loan, the person who has been on PAYE and has a P60 for what they earned before they put in the P87 is more likely to get a loan for someone who got £400 a week gross but then offset £150 of expenses meaning they barely earned more than NMW on paper as far as HMRC is concerned.
And when the whole umbrella company thing comes crashing down, as it is pretty much looking like it will given they already re-wrote the tax guidelines and are actively investigating, and you’re given a massive tax bill for all those “expenses” you’ve claimed for the last 6 years, the guy on PAYE will be infinitely better off.
Umbrellas = you paying for a ‘service’ which saves your employer far more than it saves you.
HMRC are on these now…you could end up paying back a lot of back tax + interest.
The Umbrella may tell you…claim what you like on expenses, don’t worry about receipts.
They are encouraging you to defraud the taxman…never mind what the umbrella co tells you, the tax man will want to see your receipts.
My advice is do not engage the services of an umbrella co. If you go the self-employed/ltd route than make sure you conform to the requirements for being self-employed. You can’t CHOOSE s-e as an alternative to being on the books: self-employment is decided by the nature of the work that you do.
Are you paid for the job rather than the hours?
Is there an element of financial risk to yourself?
Do you control your own work?
Do you provide your own tools and equipment?
Are you at liberty to send a substitute worker instead of yourself?
Do you work unsupervised?
Unless you can answer YES to these questions, you probably are not self-employed.
Big firms like Asda etc will decide how many permanent drivers they want (to match their minimum requirements) and will always have an agency requirement. They will not want to be dealing with maybe 30 individual drivers (separate phone calls / invoices etc) when they can ring three agencies and get ten from each. There will be lots of other reasons I should imagine.
Boycie2013:
The driver exchange Is a good idea as long as it wasn’t run by milestone.
Certainly looks interesting. Saw some of their adverts on Reed recently and they were offering Class 2 work for WH Smith at £12 per hour.
But, assuming that all pans out and everything they’re offering is legit (pinch of salt firmly taken), the rates will still end up back where they are now. The race to the bottom effect will see to that.
£12 an hour for driving Class 2s people will say, that’s good. Before you know it another Driver Exchange is set up and they’re offering £11.75. Then £11.50. And so on and so on.
Mind you, looking at the Hirer section, it seems the Hirers set the rates independently of the Driver Exchange. I still envisage a race to the bottom though. It won’t take long for companies to realise they don’t need to pay Drivers their typical £10 an hour plus whatever they pay the agency on top. Can’t see it being too long before it’s back down near the typical Driver wage.
I’d love to know who runs it. A current big name agency I bet.
I have not read the entire list of answers on this thread but the answer is …
All drivers who go to jobs through agencies should become freelance, go to the companies that use agencies and offer lower rates, you can make a good living doing this and earn more than the pittance the agency pay you, everyone benefits except the thieving and greedy people that own those agencies, If say a group of drivers such as those who are regularly assigned to firms like Tesco got together and approached Tesco as a group offering Tesco huge savings on agency fee’s and formed your own private company the agencies would fold. In my opinion they should be illegal anyway, they treat drivers like crap and pay a disgustingly low wage whilst creaming huge profits off the top.
Pat Hasler:
I have not read the entire list of answers on this thread but the answer is …
All drivers who go to jobs through agencies should become freelance, go to the companies that use agencies and offer lower rates, you can make a good living doing this and earn more than the pittance the agency pay you, everyone benefits except the thieving and greedy people that own those agencies, If say a group of drivers such as those who are regularly assigned to firms like Tesco got together and approached Tesco as a group offering Tesco huge savings on agency fee’s and formed your own private company the agencies would fold. In my opinion they should be illegal anyway, they treat drivers like crap and pay a disgustingly low wage whilst creaming huge profits off the top.
If you had read the rest of the thread my post would have shown that for reasons best known to the companies they prefer agency staff to their own employees. Sadly no one has been able to explain why this is.
If I were freelance, I’d be charging a lot more than I charge via working for an agency.
Why?
Imagine working flat out for the same client for 4 weeks on the spin, earning top dollar as a freelancer - then they sit on your invoice for 3 months before paying it!
“sitting on invoices thus getting free credit from tradesmen” is standard practice by large firms hiring or buying anything from anyone else business to business…
Now… If your cashflow is that good that you can get by OK without regular wages for weeks at a time - then you’re well-heeled enough that you don’t need to be working at all!
Pat Hasler:
I have not read the entire list of answers on this thread but the answer is …
All drivers who go to jobs through agencies should become freelance, go to the companies that use agencies and offer lower rates, you can make a good living doing this and earn more than the pittance the agency pay you, everyone benefits except the thieving and greedy people that own those agencies, If say a group of drivers such as those who are regularly assigned to firms like Tesco got together and approached Tesco as a group offering Tesco huge savings on agency fee’s and formed your own private company the agencies would fold. In my opinion they should be illegal anyway, they treat drivers like crap and pay a disgustingly low wage whilst creaming huge profits off the top.
If you had read the rest of the thread my post would have shown that for reasons best known to the companies they prefer agency staff to their own employees. Sadly no one has been able to explain why this is.
The agency driver is a wild card. A yard wants to make one phone call and fill one absent driver of their own, OR block book a number of drivers because the yard is seasonally busy. If you have to phone 50 seperate drivers “Can you work John?” - Nope. Can you work Fred? Nope. Can you work Dave? Only monday and tuesday… Get the picture? Ask the agency, and they’ll put the bod on the job who’s got the days to cover the entire request, and the hours left to work it as well. All the headache donkey work is taken away from the yard in what amounts to the simple task of “Covering Joe Bloggs who’s on leave next week”.
There are plenty of firms who only “stoop” to using agencies when they are totally and utterly desperate… Only to find that they’ve left it so late, that the drivers are all out on other jobs. The yard thus thinks that agency is “crap”, and goes to another one who sends them some driver with dodgy credentials or missing body parts etc. and if the said yard then cuts another corner of “avoids assessment” because they want their cover “tea time TODAY” - then who’s going to be surprised when it all goes ■■■■ up for one reason or another?
Agencies are good at covering schedules leave shifts. THey are not so good at covering “last minute sickies”. That’s the crappy end of the stick from the “consultants” viewpoint. If an agency only ever has “last minute work”, and you are a driver looking for somewhere to settle down and work regular for - keep on walking!
“Last minute jobs” are outside my comfort zone, after I got banned from site once after being up all day, and attempting to attend a night shift in a fatigued state… My bad. I should have just turned it down, but I learned my lesson - and now I don’t do last minute work unless the call comes less than 4 hours after I’ve got out of bed. Ie. it has to work around MY biological clock for the week, rather than the other way around…
Entertaining calls when one has been up over 12 hours already was always dumb, but the less reputable agencies will always push you to those limits all the time. Keep on walking. There are better ones out there.
Ah charity,that old chestnut.Just the perfect trojan horse would’nt you concur?
I don’t doubt for one minute that there are many fine,upstanding members at the lodges throughout the land but these ‘blue degree’ members are the footsoldiers of a massive organisation and they never get close to tasting the type of powers available to 32nd degree adepts such as Saville and co.
Are’nt you just a tad concerned at the capacity these people have in the higher echelons of politics and business to cover their arses when scandals emerge,particularly this unfolding Yewtree situation? I How well i remember the abuse piled upon a member on this forum who posited the notion that Dear old Uncle Jim,a tireless charity worker,especially with the children,could be capable of such shennanigans.The point being,not widely understood perhaps,is that this slimeball was a fixer of underage children for the likes of Cyril Smith and many others,even royalty.It will all come out in due course but the Masonic brotherhood are renowned for covering their brothers when the heat is on.
The masonic order is the vey essence of what calls the shots in this world.President Truman,the ‘man’ who gave the ok to incinerate thousands of innocents in Hiroshima and Nagasaki was himself put in place due to his high level Masonic dealings.It really is important to understand the true nature of this evil organisation with their oh so squeeky clean surface.They are nothing more than a cancer alongside Zionist bankers and a serious kybosh on human evolution.
