Fighting a Mickey Mouse Insurance Claim

The bizarre thing is that even though the evidence that this is a fraudulent claim is overwhelming, my insurance company may well just decide to buckle rather than fight it, and this will quite possibly mean the death of my company…

This whole “pretend claim” thing is just wrong, so incredibly wrong. It just didn’t happen in the days before recent mass immigration, whether the claimants be black or white. It has just happened because new arrivals have taken advantage of the fact that trade between indigenous UK folk has always been based on a presumption of truth and honesty.

I am determined to defend this claim to the hilt, that’s why I have posted this correspondence in the public domain. I am going to draw the attention of my insurance company towards it. I am determined to do my little bit to try to stamp it out.

Harry Monk:
The bizarre thing is that even though the evidence that this is a fraudulent claim is overwhelming, my insurance company may well just decide to buckle rather than fight it, and this will quite possibly mean the death of my company…

This whole “pretend claim” thing is just wrong, so incredibly wrong. It just didn’t happen in the days before recent mass immigration, whether the claimants be black or white. It has just happened because new arrivals have taken advantage of the fact that trade between indigenous UK folk has always been based on a presumption of truth and honesty.

I am determined to defend this claim to the hilt, that’s why I have posted this correspondence in the public domain. I am going to draw the attention of my insurance company towards it. I am determined to do my little bit to try to stamp it out.

Harry, instruct your insurance company not to pay up, as you believe the accident was caused by the other drivers negligence

i have instructed my insurance company not to cough up, and, after numerous arguments with them, as they were going to settle as the other party had a witness, they have now seen sense and decided to fight it all the way, even if that means going to court

As much as I understand the point of this thread, to point out the shysters etc
Maybe its me, but there’s a cautionary alarm ringing in my head with Rikki’s recent warning about posting specific stuff relating to ongoing items. IMO I’d take care what is posted and what the insurance Co see here. as there’s a possibility that whatever is posted will have a positive or negative effect on the final out come

Harry Monk:
This whole “pretend claim” thing is just wrong, so incredibly wrong. It just didn’t happen in the days before recent mass immigration, whether the claimants be black or white. It has just happened because new arrivals have taken advantage of the fact that trade between indigenous UK folk has always been based on a presumption of truth and honesty.

Our “leaders” have sold us down the river historicaly and diluted the indigenous population
much to our detriment,and we have handsomely rewarded them for doing so.

peirre:
As much as I understand the point of this thread, to point out the shysters etc
Maybe its me, but there’s a cautionary alarm ringing in my head with Rikki’s recent warning about posting specific stuff relating to ongoing items. IMO I’d take care what is posted and what the insurance Co see here. as there’s a possibility that whatever is posted will have a positive or negative effect on the final out come

Hedging yer bets there eh?

Remind attempted fraudsters that the reason a custodial sentence of 4 years is passed is because they’ll be perjuring themselves in court against hard evidence that fraud has taken place.
It’s a lot easier to “affirm and perjur yourself” than to be a God-fearing Christian swearing on the bible and doing it. “Affirmation” is seen as some kind of cop-out, until of course you end up being put away like Archer & Aitken for it! If big blue knobs like them can fall foul of the laws already in place, then I’m sure some shirt-hanging-out oik trying it on can as well!

The con artist is depending upon “fear of the law”, along with “fear of being branded a racist” (perp often non-caucasian!) and of course “fear of a non-sympathetic insurance company who’ll probably jack up premiums regardless of the outcome”.

You’ve gotta have some trust in the system that was there yonks before most of these chancers even turned up in the country on mickey mouse paperwork. It certainally doesn’t look like they have a proper job to go to, trying on crap like this so late in the day does it?

peirre:
Maybe its me, but there’s a cautionary alarm ringing in my head with Rikki’s recent warning about posting specific stuff relating to ongoing items. IMO I’d take care what is posted and what the insurance Co see here. as there’s a possibility that whatever is posted will have a positive or negative effect on the final out come

As I always have been, I’m quite happy to post my thing here for all to see and judge me by.

I absolutely despise insurance fraudsters. I can understand how angry you feel, and you are so right, it’s the principle of the thing.

Good on you Harry, i’m ■■■■■■ off to the back teeth with con artists, liars, chancers, thieves and general bloody useless sods taking the ■■■■ out of the rest of us at every opportunity, whilst we pay through the nose for the privelidge of keeping the blighters and the low life legalese types who encourage the claimsRus merchants in comfort.

Sod 'em, i wish the insurnace companies would grow a set and start taking a few of these scammers to court, a few low life’s losing everything and being hounded for 6 figure legal bills would put a stop to half the problem.

Oh and don’t hold yer breath for the old bill to do anything about it, some youngsters in Rochdale needed help and protection recently, not a chance.

Harry, I wish you all the best, but I don’t hold out much hope for you to be honest.

I had forgotten something on my way to work years ago, so I decided I had time to nip home and get it, it was very early am. I live on a main road, so as I drove up the road (my house on opposite side) I looked around and decided I’d do a u-turn and park outside my house.
There was a car parked on the kurb further up the street, left indicator on and sidelights only on.
As I was doing my u-turn, the poxy car I had at the time wouldn’t quite make it, so as my nearside wheel was about to touch the kurb, I came to a stop ready to reverse back a touch and re-align.
I stopped, looked out of my passenger window to see the before mentioned car driving down the road, nearside wheels still on the kurb, left indicator still flashing and the driver messing with his seatbelt. I beeped my horn, and he braked but hit the side of my car, not much damage, knackered track rod end, knackered alloy wheel and he had a broken headlight and cracked bumper.

Insurance settled in his favour, I was performing an illegal manouver? (turn in the road is part of the test, but is illegal), I was also stationary, he was driving down a kurb.
Nothing I said compared with his 3 witnesses that he was already driving down the road when I swung across infront of him and he had to take evasive action causing him to mount the kurb but he still hit me.
4 claims for the whiplash - I’d estimate 10mph maybe, he’d drove about 4 or 5 houses distance whilst putting his seatbelt on…, over 2 grand of damage to his car - an old ford focus - loss of earnings for 4 occupants of the car + my loss of earnings for the day whilst I fitted a new track rod end and wheel.

Insurance companies :smiling_imp: I wish they’d all burn in hell.

Harry Monk:

peirre:
Maybe its me, but there’s a cautionary alarm ringing in my head with Rikki’s recent warning about posting specific stuff relating to ongoing items. IMO I’d take care what is posted and what the insurance Co see here. as there’s a possibility that whatever is posted will have a positive or negative effect on the final out come

As I always have been, I’m quite happy to post my thing here for all to see and judge me by.

Trying not to railroad this thread, but we have just had a conversation with “my sister in law” She had a warning about messages on facebook, she was most put out when I told her that if something was so secret she shouldn’t be using facebook to tell her friends.

I don’t really have a lot to hide, and I certainly cannot see someone in GCHQ reading everything I write on the internet or in a blog :stuck_out_tongue:

Montmerency:
Hedging yer bets there eh?

Not really, as pointed out by wheelnut, using social media postings can have both positive & negative effects. The phrase I’m thinking of is “think before you press the submit button”

Harry, by the looks of the pic you are down the side of Selco not in front … I am not sure if you come up via Sainsbury or come of directly from the A406, but as you turn left/right into Selco the estate next door has cctv all over the shop as I am sure Selco does could be worth asknig to see if it is on Camera… they are natourios [zb] around that part of Walthamstow for making claims … as rightly stated write to the Insurance and instruct them not to pay out and you wish to revoke the legal advice from solictiors on you insurance policy … I really suggest you go to the police and report this as a fraudlent claim etc.

Do not let them get away with it!

peirre:

Montmerency:
Hedging yer bets there eh?

Not really, as pointed out by wheelnut, using social media postings can have both positive & negative effects. The phrase I’m thinking of is “think before you press the submit button”

Absolutely,you gotta be careful.

Hope it works out for you Harry, take em all the way to the top!

This story frustrates me so much!

I rolled into the back of a 6 wheeler waste tanker, you know the jetting type. I was in my pickup at the time and had to roll the window down to flag him, he was about to drive off! Worst thing I ever did… We both pulled over and decided not to even swap details as he had no damage and it was only a dent in my bonnet and my cracked number plate that was damaged.

Anyway, with out my knowledge they drove straight to hospital in their lorry and we ended up paying £14000 in personal injury claims.

Even with photos of both vehicles and the fact I hit him at 1mph! In a pick up! the insurance company said we would be better to just pay it.

Harry, do you have any legal insurance with your company, car or home insurance companies. If your company insurance wants to roll over and screw you because thats the cheapest alternative for them, then make a legal insurance claim if you can and use that to take it to court.

The bloody insurance companies can’t see beyond the next claim and will continue to harm their customers reputations and wallets because thats the cheapest alternative.

If we all stood up and faught against this it would show in the long term fraudulent claims ending and as a result everyones insurance costs reducing.

GOOD LUCK and don’t let the barstewards get you down.

Quite a few years ago my ex was behind a car at a junction he was indicating left but decided he wanted to go right instead so he reversed to get a better position, he hit my car smashing the headlight and cracking the bumper. He was very apologetic and they exchanged details, a few hours later his father phoned me and to ask if it could be settled without the insurance, I knew the guy so said that was ok and I would get a quote.

I got a quote and phoned him only to be told that he wasn’t paying anything as the damage was already done, someone had told him my ex had hit a dog a few days earlier and that’s when the damage was done, I got a statement from the dog owner which stated that his 15 year old deaf and partly blind dog was walking onto the road and my ex stopped and the dog carried on walking and just walked into the stationary vehicle, he witnessed it and confirmed there was no damage and his dog was fine as there was no real impact, then I got a statement from a post mistress from the post office across from where he hit my car, she confirmed that there was an impact and she bought out a dust pan and brush to clear up the brocken glass.

I informed the guy of these witnesses and their statements and he said " oh ok, how much is the quote?" After laughing at him I said I’ll give it to the insurance instead, he wasn’t happy and assured me they would know everything and I would get nothing, I gave my insurance the witnesses details and everything went in my favour, so sometimes the right does win, fingers crossed for you mate :smiley:

Time for some cameras Harry.

spectron:
Time for some cameras Harry.

Wouldn’t have helped in this case as Harry pulls his customer’s trailers and so unless he can persuade them to fit them to their entire fleet he’s not going to be able to see directly behind him whatever he does.

Paul