Two of my jobs pay by direct transfer, I know the money is in my account to pay bills. the other job pays cash which is mine to spend on anything i want, even sweets!
Mike-C:
keebs26uk:
I Move £200 or so every month to my savings by Internet banking and I cant touch it as its such a long process, now if I had the cash in hand I would so spend itAre we talking about the same thing? Any savings account i’ve had or seen you can get your money out pronto when you want it. Unless you’re depositing in one of them convoluted guaranteed deposit/interest schemes? Which, in any case would not matter whether you transfered or took the cash in, you’re either in the scheme or you’re not.
Yes it’s one of them interest schemes it’s proberly pointless as you don’t see much interest on what I put in and i doubt I will ever see much interest even when I’m 60.
But either way it still stops me getting to it too easily, of course I could go into the bank and get it but I’m a Internet or debit card person myself as half the time there’s a huge queue at the bank or I can’t park (not a patient person try to avoid queues or hassle)
We don’t even have to pick up our wage slips now. We just log on to the company website, submit our password and click on the date of the week ending. Its all there, gross pay, net pay, tax, holiday hours accumulated, long service leave, union deductions etc. So much for the paperless office they told us about when they brought in the computers in the seventies, now it’s us at home who have to supply a sheet of A4 to get a print out 
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Mike-C:
Santa:
I must be the odd one out - I hated that cash at the end of the week. I have always had a somewhat casual attitude to money and whnever I needed some , something always seemed to turn up. Just follow the Micawber principle and you don’t go wrong. In my youth I sold ice cream - No wage, just 12½% commision on all I could sell and I have never been as well off as I was then.These days with internet banking I can move what money I have around as much as I want, and I can be sure not to spend more than I earn.
How does internet banking prevent you from spending more than you earn as opposed to getting cash paid weekly? I’d love to know. Infact, whilst not specifically internet banking, the whole concept of transfering money at the push of a button is responsible for the world crash we have now.
It doesn’t ‘prevent’ anything. It does enable me to micro manage my money. All my income from several different sources goes into a current account (no interest). Several times a week I check the balances and transfer money from there to either an instant savings account (short term -small interest) or an ISA (longer term - more tax-free interest). In this way I can keep the cash in my current account at the bare minimum but make sure that there is always enough cash available without going overdrawn (very expensive).
Most of our purchases are made on a beneficial credit card, and I can pay that off at the latest possible day each month to avoid interest charges.
The world crash as you call it is more the result of fraud on the one hand and blind optimism on the other. Look up “South Sea Bubble” or “Wall Street Crash” and see that it happened even when pigeons were the fastest means of communication.
we get between £350 and £550 by cheque. and between £150, and £250 cash. which is nice.
My daughter gets her wages in cash and in an envelope,
all of about £6 for doing her paper round.