3 accidents in 3 days

Roymondo:

wheelnutt:

Roymondo:
Just do what any other limper would do - Sign up with a different agency and carry on regardless. At some point in the future either you’ll master this driving lark and stop having accidents or you’ll run out of new agencies to sign up with. If the latter happens, you might need to move to a new area where the whole process can begin again.

Every agency/employer will ask if you have had any previous accidents/incidents, they then add you to their company policy based on your (fraudulent) disclosure, if you now write off a new FH500 with a trailer loaded with Beer/whiskey, your great grandkids will still be paying for it as the insurance company and every other party involved have every legal right to refuse the claim and everyone will be taking you to court for damages.

Hogwash. There is no legal principle by which your descendants would be required to pay for anything. Worst case scenario would see you bankrupted, after which (financially) you start with a clean sheet.

A little poetic license for effect…

A bankruptcy won’t make you any more employable though, you still can’t get insured.

Back to the OP’s predicament, 3 reported accidents in 3 days won’t make it easier for him to find employment.

If the OP decides not to disclose them to a prospective employer and not notify his personal insurance, he is in effect committing fraud in the eyes of the law.

Not a predicament I would like to find myself in.

well i just spoke to direct line and they confirmed that EVERY incident at work should be informed to your personal insurer. :unamused:

I guess the OP is buggered haha :open_mouth:

Ergot2005:
well i just spoke to direct line and they confirmed that EVERY incident at work should be informed to your personal insurer. :unamused:

I guess the OP is buggered haha :open_mouth:

We go over this subject several times a year and I am always surprised that so many don’t realise that what happens at work affects their personal life and the chances of future employment.

3 accidents in 3 days as the OP has experienced pretty much means the end of his career and will make it virtually impossible to keep his personal car insured unless he is willing and able to pay an absolute fortune for it.

I do feel sorry for the OP, he is genuinely worried and concerned about it.

wheelnutt:

Ergot2005:
well i just spoke to direct line and they confirmed that EVERY incident at work should be informed to your personal insurer. :unamused:

I guess the OP is buggered haha :open_mouth:

We go over this subject several times a year and I am always surprised that so many don’t realise that what happens at work affects their personal life and the chances of future employment.

3 accidents in 3 days as the OP has experienced pretty much means the end of his career and will make it virtually impossible to keep his personal car insured unless he is willing and able to pay an absolute fortune for it.

I do feel sorry for the OP, he is genuinely worried and concerned about it.

I think the problem is new people join who are pretty clueless on how things like this work… I mean i had no clue either :open_mouth:

Ergot2005:

wheelnutt:

Ergot2005:
well i just spoke to direct line and they confirmed that EVERY incident at work should be informed to your personal insurer. :unamused:

I guess the OP is buggered haha :open_mouth:

We go over this subject several times a year and I am always surprised that so many don’t realise that what happens at work affects their personal life and the chances of future employment.

3 accidents in 3 days as the OP has experienced pretty much means the end of his career and will make it virtually impossible to keep his personal car insured unless he is willing and able to pay an absolute fortune for it.

I do feel sorry for the OP, he is genuinely worried and concerned about it.

I think the problem is new people join who are pretty clueless on how things like this work… I mean i had no clue either :open_mouth:

Maybe this will make you a little more careful in the boss’s truck now that you know that what happens at work could have dire consequences for you at home. Not only will it jeopardise your career, if you can’t get a personal car insured it will be that much harder to find gainful employment elsewhere. A single claim at work will have you possibly lose any noclaims discount that could have taken you years to accumulate on your personal insurance, that is an expense that lots here could ill afford.

I recently opened a personal insurance policy for my bike and I recall it asking ‘‘Have you or anyone who will drive been involved in any motor accidents or made a claim (fault or non-fault including thefts) during the last five years?’’ … No two ways to interpret that, it’s either a yes or no.

OP, limp over to another agency and start again…

I’ve never been asked about previous accidents when I’ve gone to work for a different agency.

And on the topic of notifying your insurance company the answer is yes. However just because you haven’t declared accidents in a work vehicle, it doesn’t necessarily mean your private insurance is invalid. It’s a complex and grey issue where they should pay out, although it may be a struggle. The harder part will probably getting a new policy afterwards.

But before you start declaring all your accidents to your insurer, you might want to check what’s actually on the database. As I believe a lot of firms try to deal with smaller claims personally if they can and may not involve their insurance.

So dust yourself off OP and crack on. Just learn from your mistakes and take things slowly…
It’s better to be running late than hitting things!

sent via phone

wheelnutt:

Ergot2005:

wheelnutt:

Ergot2005:
well i just spoke to direct line and they confirmed that EVERY incident at work should be informed to your personal insurer. :unamused:

I guess the OP is buggered haha :open_mouth:

We go over this subject several times a year and I am always surprised that so many don’t realise that what happens at work affects their personal life and the chances of future employment.

3 accidents in 3 days as the OP has experienced pretty much means the end of his career and will make it virtually impossible to keep his personal car insured unless he is willing and able to pay an absolute fortune for it.

I do feel sorry for the OP, he is genuinely worried and concerned about it.

I think the problem is new people join who are pretty clueless on how things like this work… I mean i had no clue either :open_mouth:

Maybe this will make you a little more careful in the boss’s truck now that you know that what happens at work could have dire consequences for you at home. Not only will it jeopardise your career, if you can’t get a personal car insured it will be that much harder to find gainful employment elsewhere. A single claim at work will have you possibly lose any noclaims discount that could have taken you years to accumulate on your personal insurance, that is an expense that lots here could ill afford.

nah my no claims bonus is protected im cool :unamused: :laughing: :laughing:

Thank you for the advice. Do accidents go on some kind of giant national database? Do I have to mention it if I sign up to a new agency? Will it affect my personal insurance when I re-insure my car? Do I mention these accidents when re-insuring my personal car? These are the kind of things giving me crippling depression right now.
[/quote]
No, no, no and no.
[/quote]
^^^^^
+1…say nothing.move on,say nothing to your private car ins unless its a claim in your car…unless it goes on your licence,what happens in the truck is best kept in the truck…or…volunteer the biggest load of helpfull pish you can even if not specificaly asked for it,and become uninsurable…

When i signed up to the company im with now, on the application form it asks you do you have car insurance and with which company youve taken it out with. Not sure if they get in touch with them to check?

ValleysTrucker:
When i signed up to the company im with now, on the application form it asks you do you have car insurance and with which company youve taken it out with. Not sure if they get in touch with them to check?

N/A would be my answer! :imp:
I doubt they can insist on this information, just as they can’t demand you declare your religion…

What a lot of green Newbie’s don’t appreciate when they first pass, is that not only are they learning the skill and requirements of driving an oversized and heavy vehicle, they are also having to adapt their decision making process. They are nervous, excited and want to get the job done like a regular/pro, as that is what they gauge themselves by…
Well sorry Newbie’s but that’s an unrealistic expectation! :cry:

You SHOULD be slower than a regular driver, you SHOULD be cautious and prepared to accept it’s beyond your capabilities. Not once did I get chastised for bringing a pallet back saying I didn’t like the look of the access… It’s a lot better than saying; can I have the accident forms please? :laughing: So what if a drop went out the next day on a different or smaller truck, no one will hold that against you. However staring at the battle scars of your truck will eat away at you… :cry:

Newbies have to learn their capabilities, both in driving ability and decision making.
As long as you’re learning, that’s all that matters…
So make a mistake once and move on. Just don’t repeat it! :smiley:

Evil8Beezle:
What a lot of green Newbie’s don’t appreciate when they first pass, is that not only are they learning the skill and requirements of driving an oversized and heavy vehicle, they are also having to adapt their decision making process. They are nervous, excited and want to get the job done like a regular/pro, as that is what they gauge themselves by…
Well sorry Newbie’s but that’s an unrealistic expectation! :cry:

You SHOULD be slower than a regular driver, you SHOULD be cautious and prepared to accept it’s beyond your capabilities. Not once did I get chastised for bringing a pallet back saying I didn’t like the look of the access… It’s a lot better than saying; can I have the accident forms please? :laughing: So what if a drop went out the next day on a different or smaller truck, no one will hold that against you. However staring at the battle scars of your truck will eat away at you… :cry:

Newbies have to learn their capabilities, both in driving ability and decision making.
As long as you’re learning, that’s all that matters…
So make a mistake once and move on. Just don’t repeat it! :smiley:

the ■■■■■■■ chastised me when i worked for palletways… can you not try■■? we wont get paid for delivery now !!! it looks big enough on google maps you’ll be fine !!! artics go down there all the time!!! man i’ve heard it all… i really have. at least i had the balls to stand my ground and give them ■■■■ back when they where being arses probably what lost my job haha :smiling_imp: :unamused:

their the first ones to judge if you have a scrape ohhhhh i wouldn’t have gone down there it looks tight DUDE you told me to go down there only last week!!! morons i swear

Evil8Beezle:
What a lot of green Newbie’s don’t appreciate when they first pass, is that not only are they learning the skill and requirements of driving an oversized and heavy vehicle, they are also having to adapt their decision making process. They are nervous, excited and want to get the job done like a regular/pro, as that is what they gauge themselves by…
Well sorry Newbie’s but that’s an unrealistic expectation! :cry:

You SHOULD be slower than a regular driver, you SHOULD be cautious and prepared to accept it’s beyond your capabilities. Not once did I get chastised for bringing a pallet back saying I didn’t like the look of the access… It’s a lot better than saying; can I have the accident forms please? :laughing: So what if a drop went out the next day on a different or smaller truck, no one will hold that against you. However staring at the battle scars of your truck will eat away at you… :cry:

Newbies have to learn their capabilities, both in driving ability and decision making.
As long as you’re learning, that’s all that matters…
So make a mistake once and move on. Just don’t repeat it! :smiley:

thats very well said mate

Ergot2005:
nah my no claims bonus is protected im cool :unamused: :laughing: :laughing:

Having protected No Claims Discount is not the same as not having made a claim, or not being involved in a motor accident.

Doesn’t look like it’s your day(s) O.o

Roymondo:
Just do what any other limper would do - Sign up with a different agency and carry on regardless. At some point in the future either you’ll master this driving lark and stop having accidents or you’ll run out of new agencies to sign up with. If the latter happens, you might need to move to a new area where the whole process can begin again.

Or give up driving.

Roymondo:

Ergot2005:
nah my no claims bonus is protected im cool :unamused: :laughing: :laughing:

Having protected No Claims Discount is not the same as not having made a claim, or not being involved in a motor accident.

sorry i was being facetious

Ergot2005:

Evil8Beezle:
What a lot of green Newbie’s don’t appreciate when they first pass, is that not only are they learning the skill and requirements of driving an oversized and heavy vehicle, they are also having to adapt their decision making process. They are nervous, excited and want to get the job done like a regular/pro, as that is what they gauge themselves by…
Well sorry Newbie’s but that’s an unrealistic expectation! :cry:

You SHOULD be slower than a regular driver, you SHOULD be cautious and prepared to accept it’s beyond your capabilities. Not once did I get chastised for bringing a pallet back saying I didn’t like the look of the access… It’s a lot better than saying; can I have the accident forms please? :laughing: So what if a drop went out the next day on a different or smaller truck, no one will hold that against you. However staring at the battle scars of your truck will eat away at you… :cry:

Newbies have to learn their capabilities, both in driving ability and decision making.
As long as you’re learning, that’s all that matters…
So make a mistake once and move on. Just don’t repeat it! :smiley:

the [zb] chastised me when i worked for palletways… can you not try■■? we wont get paid for delivery now !!! it looks big enough on google maps you’ll be fine !!! artics go down there all the time!!! man i’ve heard it all… i really have. at least i had the balls to stand my ground and give them [zb] back when they where being arses probably what lost my job haha :smiling_imp: :unamused:

their the first ones to judge if you have a scrape ohhhhh i wouldn’t have gone down there it looks tight DUDE you told me to go down there only last week!!! morons i swear

So they did you a favour in letting you go, and you already know that was a crap company, with a thick TM by the sound of it. :unamused:

My experience on pallets was that in an artic I only got sent to drops they knew they could get an artic in, and this was down to having a good router who worked out the runs each morning. God knows how he did it, but I’ve a lot of respect for that bloke as he did a brilliant job. However when he was on holiday you really appreciated him, and I ended up at a few drops where I was cursing the stand in router! :laughing:

It was a bit different on class VAN though, as a non regular drop would generally automatically go on a rigid, and it was up to the driver to decide whether they could make the drop or bring it back for it to go out the next day on the 7.5t or 3.5t VAN. As such I’d park up my 26t rigid when I didn’t like the look of a drop, and go scout it out. And if I didn’t fancy it, I could advise the office on what to send. This is where decent office staff come in to play, as they should listen to their drivers. Sadly though this isn’t always the case as I think you now know! :laughing: To start with I always called the office to advise them that I couldn’t do a drop, (delegate responsibility up the chain! :wink:) but over time that changed to me just failing it and making a note on the paperwork on what to send it on next time. The reason for this was that trust is a 2 way street, and they also knew/learnt that when i said i couldn’t do it, I meant it and I wasn’t going to change my position on that! :wink: #

Yes a Newbie will get pressure from the office staff to make drops, as they don’t know if you’re just being a bit of a fanny or not. But the second you inform them that if damage occurs, you’ll be putting in the report that they the office instructed you to make the drop against your advice, they do tend to back off! :wink:

So again, accidents aren’t necessarily down to your driving ability, they are ofen down to your decision making…
And this will improve in time Newbies! :smiley:
As such I’d suggest fresh starts start off cautious and build from there, as before you know it you’re relishing the challenge. And I really do mean that, as I’ve driven into crappy little back street industrial estates before (where I’ve known I shouldn’t go…), just for the fun of it! :laughing: :laughing: :laughing:

Evil8Beezle:

Ergot2005:

Evil8Beezle:
What a lot of green Newbie’s don’t appreciate when they first pass, is that not only are they learning the skill and requirements of driving an oversized and heavy vehicle, they are also having to adapt their decision making process. They are nervous, excited and want to get the job done like a regular/pro, as that is what they gauge themselves by…
Well sorry Newbie’s but that’s an unrealistic expectation! :cry:

You SHOULD be slower than a regular driver, you SHOULD be cautious and prepared to accept it’s beyond your capabilities. Not once did I get chastised for bringing a pallet back saying I didn’t like the look of the access… It’s a lot better than saying; can I have the accident forms please? :laughing: So what if a drop went out the next day on a different or smaller truck, no one will hold that against you. However staring at the battle scars of your truck will eat away at you… :cry:

Newbies have to learn their capabilities, both in driving ability and decision making.
As long as you’re learning, that’s all that matters…
So make a mistake once and move on. Just don’t repeat it! :smiley:

the [zb] chastised me when i worked for palletways… can you not try■■? we wont get paid for delivery now !!! it looks big enough on google maps you’ll be fine !!! artics go down there all the time!!! man i’ve heard it all… i really have. at least i had the balls to stand my ground and give them [zb] back when they where being arses probably what lost my job haha :smiling_imp: :unamused:

their the first ones to judge if you have a scrape ohhhhh i wouldn’t have gone down there it looks tight DUDE you told me to go down there only last week!!! morons i swear

So they did you a favour in letting you go, and you already know that was a crap company, with a thick TM by the sound of it. :unamused:

My experience on pallets was that in an artic I only got sent to drops they knew they could get an artic in, and this was down to having a good router who worked out the runs each morning. God knows how he did it, but I’ve a lot of respect for that bloke as he did a brilliant job. However when he was on holiday you really appreciated him, and I ended up at a few drops where I was cursing the stand in router! :laughing:

It was a bit different on class VAN though, as a non regular drop would generally automatically go on a rigid, and it was up to the driver to decide whether they could make the drop or bring it back for it to go out the next day on the 7.5t or 3.5t VAN. As such I’d park up my 26t rigid when I didn’t like the look of a drop, and go scout it out. And if I didn’t fancy it, I could advise the office on what to send. This is where decent office staff come in to play, as they should listen to their drivers. Sadly though this isn’t always the case as I think you now know! :laughing: To start with I always called the office to advise them that I couldn’t do a drop, (delegate responsibility up the chain! :wink:) but over time that changed to me just failing it and making a note on the paperwork on what to send it on next time. The reason for this was that trust is a 2 way street, and they also knew/learnt that when i said i couldn’t do it, I meant it and I wasn’t going to change my position on that! :wink: #

Yes a Newbie will get pressure from the office staff to make drops, as they don’t know if you’re just being a bit of a fanny or not. But the second you inform them that if damage occurs, you’ll be putting in the report that they the office instructed you to make the drop against your advice, they do tend to back off! :wink:

So again, accidents aren’t necessarily down to your driving ability, they are ofen down to your decision making…
And this will improve in time Newbies! :smiley:
As such I’d suggest fresh starts start off cautious and build from there, as before you know it you’re relishing the challenge. And I really do mean that, as I’ve driven into crappy little back street industrial estates before (where I’ve known I shouldn’t go…), just for the fun of it! :laughing: :laughing: :laughing:

back street industrial places are the best. i went down one which had tile/kitchen bathroom shops down it when i got to the bottom it dawned on me that it was a dead end… i did my drop looked around and realized there was 0 chance of me turning around… so i gingerly reversed backwards dodging the cars to the left and right and then backing onto a high street. that was not the most enjoying thing I’ve done in a truck… still managed to do it without damage :stuck_out_tongue: