Same here, can’t buy it outright won’t have it.
Only exception for borrowing for the average working class bod should be to buy the roof over your head, even then be careful not to get caught up in a hysterical overprcing bubble caused by artificially low interest rates (which can change in short order, i well recall 15% mortage interest) paying stupid money for a cloned box on some estate.
No intention of replacing either of our cars, definately not having a battery jobbie because bloody mercenary politicians in the employ of Blofeld (WEF) say we should.