ROG:
Give way to pedestrians who might want to cross the road
So … You intend to turn into a side road but someone on their phone etc is near the kerb edge and the new HC says wait for them to cross BUT they are quite happy to talk on their phone for longer before crossing - how is a driver supposed to know that?
It sounds like a classic ‘be ready to stop and prepared to go’ scenario like the amber light situation or covering the footbrake as you approach minor crossroads. The same obtains at a zebra crossing: if they’re chatting and not paying attention or facing the wrong way you drop another gear and creep across with full observation and anticipation.