mac12:
Chester1 for a comparison I’ve now checked.my serps,I’m 60 in May and opted out in 1987 when I was 25 and back in 10 years later in 1997 during that time £9425 went in and according to my statement from May last year it’s now worth £53589 which if I don’t take a lump sum gives me a pension of £2322 per year
That would seem about right you have about 18 years paid in over me mate. Have to work out if 53k is worth more to you now or £190 a month after you retire