cav551:
^^^^16 minus 5=11, 81 minus 67=14, that is if a job entailing hard physical allows you to get to be 81. And 67 minus 16=51. That’s 25 years at school and retired and 51 years at work. Looks a bit different now. I’m fully with Carryfast on what he has written in this post.
Carryfast suggested retirement at 60 not 67.
Why 16 minus 5? Are you earning from 0 to 5?
Start work 16? (the earliest possible) End at 60, gives 44yrs of work, and about 37 of not working.
Now I am with you that it sounds nice, but, how can you see the finance working?