drover:
Someone just give him a simple yes or no, he didn’t ask for financial advice ffs
You’re right, he didn’t ask for financial advice, and if he hadn’t said it was for building work, which most people will probably assume is non-emergency home-improvement stuff, then I would say the “advice” would be bordering on a lecture, and therefore a bit out of order.
Those who are clearly quite “financially sorted” might stop to realise not everyone has the same situation, I know people who have very large debts (think one years wages minimum) through little or no fault of their own (eg expensive divorces or child custody/access battles).
As for him getting a simple answer, I was fairly sure he’s had that early on.