can i do this

Roymondo:
I don’t think I’ve ever worked for an employer who required staff to accrue holiday entitlement in advance of taking leave.

If you leave partway through the year, then a monetary adjustment (plus or minus) is made to your final pay packet to account for any extra holiday owed or taken.

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Neither have I. Legally whilst you do not have to accrue leave in order to take it with it working as you said an employer can choose to only allow you to take annual leave once you’ve earned it in the first 12 months of your employment. The better employers don’t do that, hell even my agency didn’t and allowed you to take it when you wanted and just said if you leave before you’ve earned enough to cover what you’d taken you’d have to repay it.