Newbie 1:
My advice would be to go LTD, save 21% of your GROSS pay, then contact HMRC and they will tell you how much you must pay in tax. Then contact DWP to ask how much insurance they want. Unless it’s a good company like a hauliers who do a straight PAYE.
With the IR35 rules coming in, I’m not sure there is as much of that now.