Insurance and agency

Macski:
Do you have business insurance on your car if you work for agencies?

Unless you’re like me and only work for one agency client then yes you need business insurance. Commuting only covers you to a single place of work.

You need what is called Class 1 business insurance which covers you for travelling to multiple places of work. The good news is that I’ve usually found that insurance companies will give you Class 1 for either no cost or very little altohugh adding it mid term they’ll likely charge an admin fee. It’s not like Class 3 which you need for courier work like those people who drive around in their cars delivering Amazon etc or and pizza delivery and you need to sell a kidney to afford.