Starting up pros cons and rates

I do traction only @ £1.50 a mile, spend 50% of the week running light, no TM to pay, no rent for yard to pay, no trailer hire charges ,i also get paid weekly and the company i sub for rang me to come and work for them, truck gets maintained by a main dealer, yes i make a decent living but i.ve also put up with a lot of ■■■■ in the 20yrs as an owner driver