Personal or business travel insurance?

WendyB:
Evening all,

Just looking to renew travel insurance for the fella and me, as he’s now driving in Europe (away max. 2 weeks at a time), we suppose it would be a good idea to make sure he’s covered.

What I can’t quite determine is whether a personal annual multi-trip policy would cover him in case of an emergency, or whether he would need to take out a business policy separate. He works for a UK company PAYE, if that makes any difference.

Grateful to hear any of your thoughts and experiences on this :slight_smile:

He is an employee?
You are a regular passenger?
What insurance does the employer provide for him?
Is it just EU countries?

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