Who's keenest insurers about?

I went with M E French in yr 1 - best quote around for a new start-up. Second yr they were comparable but not cheaper than most others. 3rd year they were £500 more expensive so moved to Cornish Insurance. To be fair I’ve never actually tried outside of the HGV specialists as I hate having to explain the difference between GTW and GVW and so on… long story, can’t be arsed.