If interest rates go up you will gain. You need to decide whether you think they may go up or not. At the minute they are relatively low. I wouldn’t cash it in as you may loose out on terminal and reversionary bonuses. On the plus side its £14,000 cheap life cover with a lump sum in six years.
The deadline for compo for miss selling was 1st of April for a lot of companies no harm in checking it out though.
